ICICI Pru Regular Savings Fund(Q-IDCW)

Ticker: mf15232
Decent 68/100

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Business Overview

ICICI Pru Regular Savings Fund is a well-structured mutual fund designed for investors seeking a balanced approach to wealth accumulation. It caters to individuals looking for a reliable investment option that offers moderate risk with potential for steady returns. This fund focuses on generating long-term capital appreciation while also providing regular income through dividends. With a strong track record and professional management, it stands out as a prudent choice for both new and seasoned investors.

  • Designed for long-term wealth creation
  • Offers a blend of growth and income
  • Managed by experienced professionals
  • Suitable for moderate risk investors
  • Regular dividend payouts available
  • Strong historical performance

Investment Thesis

ICICI Pru Regular Savings Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing digital services market, providing a significant growth runway. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for retail investors.

  • Strong promoter group with ICICI's established reputation.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to industry peers.
  • Robust fund management and performance track record.
  • Focus on long-term wealth creation for investors.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diverse investment portfolio
  • Potential for steady returns
  • Growing insurance market
  • Experienced fund management team
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Interest rate fluctuations
  • Credit risk in investments
  • Economic downturn effects
📊 Stock Investment Checklist (100 Points)
ICICI Pru Regular Savings Fund(Q-IDCW) • Updated: 2025-10-01 03:23:15
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are decent but not exceptional.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and some execution risks identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows moderate potential but lacks strong growth drivers and consistency in performance.