ICICI Pru Savings Fund(DD-IDCW)

Ticker: mf14192
Decent 70/100

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Business Overview

ICICI Pru Savings Fund (DD-IDCW) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. Ideal for those looking to grow their savings while minimizing risk, this fund focuses on fixed-income securities. It plays a crucial role in diversifying your investment portfolio, providing liquidity and capital preservation. With a strong track record and professional management, it stands out as a reliable choice for individuals aiming for financial security and steady income.

  • Designed for conservative investors
  • Focuses on fixed-income securities
  • Offers capital preservation and liquidity
  • Managed by experienced professionals
  • Helps diversify your investment portfolio

Investment Thesis

ICICI Pru Savings Fund stands out with a robust promoter group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing digital services sector, enhancing customer engagement and retention. Additionally, its attractive valuation compared to peers presents a compelling investment opportunity for retail investors seeking stable returns.

  • Strong backing from the ICICI Group, a respected name in the financial sector.
  • Significant growth potential in digital services, catering to evolving customer preferences.
  • Competitive valuation compared to industry peers, offering attractive entry points.
  • Proven track record of consistent performance and risk management.
  • Focus on long-term wealth creation, aligning with retail investor goals.

Opportunity vs Risk

Opportunities
  • Strong brand recognition
  • Diverse investment portfolio
  • Growing insurance market
  • Consistent dividend payouts
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Economic slowdown effects
  • Interest rate fluctuations
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund(DD-IDCW) • Updated: 2025-10-01 14:57:22
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is volatile.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 3
    Technicals
    Low
    Weak momentum and liquidity issues noted.
Final Score & Verdict
Score 70 / 100 • Decent
The fund shows decent potential but is hindered by inconsistent growth and some governance concerns.