The Union Large & Midcap Fund (IDCW Payout) is a dynamic mutual fund designed for investors seeking growth through a balanced exposure to large and mid-cap stocks. Ideal for those looking to diversify their portfolio while aiming for capital appreciation, this fund combines stability with potential high returns. It matters because it provides a strategic investment option in India's growing economy, catering to both conservative and aggressive investors.

Balanced exposure to large and mid-cap stocks
Designed for long-term capital appreciation
Ideal for portfolio diversification
Managed by experienced professionals
Regular income through IDCW payouts
Focus on India's economic growth potential

Investment Thesis

Union Large & Midcap Fund stands out due to its credible promoter group, promising growth in digital services, and attractive valuation compared to peers. This combination positions the fund as a compelling investment opportunity for retail investors seeking robust returns in a dynamic market.

Strong promoter group with a proven track record enhances investor confidence.
Significant growth potential in digital services sector, aligning with market trends.
Attractive valuation metrics compared to industry peers, offering potential upside.
Diversified portfolio reduces risk while capitalizing on large and midcap opportunities.
Consistent performance history makes it a reliable choice for long-term investors.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversification across large caps
Potential for steady dividends
Growing market demand
Experienced fund management team

Risks ⚠️

Market volatility impact
Economic downturn effects
High expense ratio
Limited small-cap exposure
Regulatory changes risks

Peer Perspective

Union Large & Midcap Fund trades at a slight premium compared to peers like HDFC Midcap and Kotak Emerging, but requires consistent margin stability for potential rerating in the current volatile market.

📊 Stock Investment Checklist (100 Points)

Union Large & Midcap Fund(IDCW Payout) • Updated: 2025-10-01 07:36:28

10

Business
High

The fund is invested in sectors that are adapting to future trends, but lacks a strong competitive moat.
10

Growth
High

The fund has shown consistent revenue and profit growth over the past few years.
10

Profitability
High

ROE and ROCE are decent, but OCF is not consistently higher than net profit.
8

Valuation
High

Valuation metrics are slightly above peers, indicating potential overvaluation.
6

Balance
Good

Debt levels are manageable, but liquidity could be improved.
7

Governance
High

Promoter holding is stable, but there are some concerns about disclosures.
5

Drivers
Good

Growth drivers are present, but execution risks remain significant.
5

Technicals
Good

Market sentiment is neutral with low liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The fund shows potential with consistent growth but faces challenges in valuation and execution risks.