Union Large & Midcap Fund(IDCW)

The Union Large & Midcap Fund (IDCW) is a well-structured mutual fund designed for investors seeking long-term growth through a diversified portfolio of large and mid-cap equities. This fund is ideal for individuals looking to balance risk and reward while capitalizing on India's economic growth. By investing in a mix of established and emerging companies, it aims to deliver attractive returns over time. With a focus on quality and performance, this fund is a smart choice for those wanting to enhance their investment journey in the Indian market.

Diversified portfolio of large and mid-cap stocks
Ideal for long-term growth investors
Focus on quality and performance
Capitalizes on India's economic growth
Managed by experienced professionals

Investment Thesis

Union Large & Midcap Fund (IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking growth in the Indian equity market.

Strong promoter group with a proven track record enhances credibility.
Significant growth potential in digital services sector drives future earnings.
Attractive valuation metrics compared to industry peers indicate potential upside.
Diversified portfolio mitigates risk while capturing growth across sectors.
Focus on large and midcap stocks aligns with market trends for higher returns.

Opportunity vs Risk

Opportunities

Diversified exposure to large caps
Potential for steady dividends
Strong historical performance
Access to midcap growth
Professional fund management

Risks ⚠️

Market volatility impacts returns
High expense ratio
Sector concentration risk
Regulatory changes affecting funds
Economic downturns may hurt performance

Peer Perspective

Union Large & Midcap Fund trades at a slight premium compared to peers like HDFC Midcap and SBI Large Cap. A focus on margin stability could drive a positive rerating in the current market.

📊 Stock Investment Checklist (100 Points)

Union Large & Midcap Fund(IDCW) • Updated: 2025-10-01 07:36:36

10

Business
High

The sector shows potential but lacks a clear competitive moat.
10

Growth
High

Revenue growth has been consistent, but profit margins are volatile.
10

Profitability
High

ROE and ROCE are decent, but cash flow is inconsistent.
8

Valuation
High

Valuation metrics are slightly above peers, indicating potential overvaluation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
5

Governance
Good

Promoter holding is stable, but there are concerns about transparency.
3

Drivers
Low

Limited growth catalysts identified; execution risks are present.
5

Technicals
Good

Market sentiment is neutral with low liquidity.

Final Score & Verdict

Score 63 / 100 • Decent

The fund has a decent score but faces challenges in profitability and governance, which could impact future performance.