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SBI Floating Rate Debt Fund(Q-IDCW)

Ticker: mf16120
Decent 58/100

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S
SBI Floating Rate Debt Fund(M-IDCW Payout)
Score 66/100 Decent
The fund shows decent potential with stable growth and manageable risks, but lacks strong competitive advantages.
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S
SBI Floating Rate Debt Fund(M-IDCW)
Score 48/100 Decent
The fund shows moderate potential but lacks strong growth drivers and consistency in profitability.
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S
SBI Nifty Midcap 150 Index Fund(IDCW Payout)
Score 68/100 Decent
The SBI Nifty Midcap 150 Index Fund presents a decent investment opportunity, with potential for growth but also inherent risks associated with midcap stocks.
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S
SBI Nifty Midcap 150 Index Fund(IDCW)
Score 56/100 Decent
The SBI Nifty Midcap 150 Index Fund presents a decent investment opportunity, with potential for growth but also notable risks associated with midcap volatility and execution challenges.
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S
Sundaram Dividend Yield Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a focus on dividend yield, but faces challenges in profitability and governance that could impact future performance.
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B
Bajaj Finserv Multi Cap Fund(IDCW)
Score 68/100 Decent
Bajaj Finserv Multi Cap Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and governance aspects.
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I
ITI Large & Mid Cap Fund(IDCW)
Score 48/100 Risky
The fund shows potential but faces significant risks and inconsistencies in growth and profitability.
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A
Aditya Birla SL Equity Savings Fund(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and profitability, but caution is advised due to execution risks.
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A
Aditya Birla SL Equity Savings Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential for growth with manageable risks, making it a reasonable investment option.
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3
360 ONE Balanced Hybrid Fund(IDCW Reinvest)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious about execution risks.
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3
360 ONE Balanced Hybrid Fund(IDCW)
Score 68/100 Decent
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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T
TRUSTMF Liquid Fund(DD-IDCW)
Score 70/100 Decent
The TRUSTMF Liquid Fund shows decent stability but lacks strong growth drivers. Investors should be cautious.
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T
TRUSTMF Liquid Fund(W-IDCW)
Score 70/100 Decent
The fund shows decent stability and growth potential, but faces challenges in a competitive landscape.
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T
TRUSTMF Liquid Fund(M-IDCW)
Score 66/100 Decent
The TRUSTMF Liquid Fund shows decent potential for stability and moderate returns, but investors should be cautious of market conditions and competition.
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K
Kotak ESG Exclusionary Strategy Fund(IDCW)
Score 48/100 Decent
The fund shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak ESG Exclusionary Strategy Fund(IDCW-Payout)
Score 48/100 Decent
The fund shows potential but has several risks that need to be monitored closely.
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Investment Thesis

The SBI Floating Rate Debt Fund (Q-IDCW) stands out due to its strong backing from the State Bank of India, ensuring credibility and trust. With a growing focus on digital services, the fund is well-positioned for future growth. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking stability and returns.

  • Strong promoter group: Backed by the reputable State Bank of India.
  • Digital services growth: Positioned to benefit from the increasing shift towards digital finance.
  • Attractive valuation: Competitive pricing compared to peer funds enhances investment appeal.
  • Stable returns: Floating rate structure offers protection against interest rate fluctuations.
  • Diversified investment: Access to a broad range of debt instruments for risk mitigation.

Opportunity vs Risk

Opportunities
  • Stable income from floating rates
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Lower interest rate risk
  • Tax-efficient dividend options
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility may affect NAV
  • Liquidity risk in redemption
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
SBI Floating Rate Debt Fund(Q-IDCW) • Updated: 2025-10-01 07:08:05
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a significant competitive edge.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 5
    Governance
    Good
    Promoter holding is stable, but transparency in disclosures could be better.
  • 3
    Drivers
    Low
    Limited growth catalysts and execution risks are present.
  • 0
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 58 / 100 • Decent
The SBI Floating Rate Debt Fund shows decent potential but is hindered by several risks and moderate growth prospects.