Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund(IDCW)

Ticker: mf17719
Decent 73/100

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Business Overview

The Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund (IDCW) is a mutual fund designed for investors seeking exposure to state development loans (SDLs) while tracking the NIFTY SDL Index. This fund is ideal for conservative investors looking for stable returns over a medium to long-term horizon. It matters because it offers a diversified investment in government-backed securities, reducing risk while aiming for capital appreciation. With professional management and a focus on SDLs, it provides a reliable option for wealth creation.

  • Tracks NIFTY SDL Index for stable returns
  • Ideal for conservative investors
  • Diversifies investment in government securities
  • Managed by experienced professionals
  • Focuses on medium to long-term growth

Investment Thesis

The Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund offers a compelling investment opportunity due to its robust backing from a credible promoter group, significant growth potential in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns for retail investors seeking stability and growth.

  • Strong promoter group ensures credibility and trust.
  • Digital services are on an upward growth trajectory, enhancing fund performance.
  • Attractive valuation compared to peer funds, providing a competitive edge.
  • Focus on SDLs offers stability in a fluctuating market.
  • Ideal for investors looking for long-term, stable returns.

Opportunity vs Risk

Opportunities
  • Diversified exposure to SDL bonds
  • Potential for stable returns
  • Long-term investment horizon
  • Tax benefits on long-term gains
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk of underlying bonds
  • Market volatility impacts NAV
  • Liquidity concerns in bond markets
📊 Stock Investment Checklist (100 Points)
Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund(IDCW) • Updated: 2025-10-01 01:48:09
  • 10
    Business
    High
    The fund is invested in SDLs which are government securities, indicating a stable sector but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth from SDLs, but limited profit growth due to fixed interest nature.
  • 10
    Profitability
    High
    ROE and ROCE are stable but low due to the nature of government securities.
  • 10
    Valuation
    High
    P/E and P/B ratios are in line with peers, but growth potential is limited.
  • 8
    Balance
    High
    Strong balance sheet with low debt, but liquidity can be a concern in volatile markets.
  • 7
    Governance
    High
    Promoter holding is decent, but transparency in disclosures can be improved.
  • 6
    Drivers
    Good
    Growth drivers are limited; primarily dependent on interest rate movements.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 73 / 100 • Decent
The fund is a decent investment option for conservative investors seeking stable returns from government securities, but growth potential is limited.