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DSP Credit Risk Fund(Q-IDCW Reinv)

Ticker: mf16975
Risky 48/100

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D
DSP Credit Risk Fund(M-IDCW)
Score 48/100 Risky
The DSP Credit Risk Fund shows potential but is currently facing several risks that could impact its performance. Caution is advised for investors.
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D
DSP Credit Risk Fund(DD-IDCW)
Score 48/100 Risky
The DSP Credit Risk Fund shows potential but faces significant risks that could impact performance.
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D
DSP Credit Risk Fund(IDCW)
Score 48/100 Risky
The DSP Credit Risk Fund faces significant challenges and risks that may hinder its performance in the near term. Caution is advised for potential investors.
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J
JM ELSS Tax Saver Fund(IDCW)
Score 68/100 Decent
The JM ELSS Tax Saver Fund shows decent potential with a strong growth trajectory and sound fundamentals, but investors should remain cautious of execution risks.
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T
Tata Silver ETF FoF(IDCW Payout)
Score 56/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with growth potential, but investors should be cautious of market volatility and execution risks.
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T
Tata Silver ETF FoF(IDCW)
Score 66/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and commodity price risks.
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S
SBI FMP-73-1226D(IDCW)
Score 48/100 Risky
The investment outlook for SBI FMP-73-1226D is cautious due to inconsistent growth and moderate profitability metrics.
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M
Mirae Asset Nifty200 Alpha 30 ETF FoF(IDCW)
Score 48/100 Decent
The ETF shows decent potential with a balanced approach, but investors should be cautious of valuation and execution risks.
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J
JM Low Duration Fund(W-IDCW)
Score 70/100 Decent
The JM Low Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of volatility in profit margins and cash flow.
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J
JM Low Duration Fund(FN-IDCW)
Score 68/100 Decent
The JM Low Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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J
JM Low Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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D
DSP Silver ETF FoF(IDCW Reinvest)
Score 66/100 Decent
The DSP Silver ETF FoF shows decent potential with a stable outlook, driven by the growing demand for silver. However, investors should be cautious of market volatility and economic factors affecting silver prices.
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D
DSP Silver ETF FoF(IDCW)
Score 66/100 Decent
The DSP Silver ETF FoF(IDCW) presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and execution risks.
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S
Sundaram Short Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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P
PGIM India Ultra Short Duration Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in governance and growth drivers.
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P
PGIM India Ultra Short Duration Fund(W-IDCW)
Score 48/100 Decent
The fund shows moderate performance metrics but lacks strong growth prospects, making it a cautious investment.
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Business Overview

DSP Credit Risk Fund is a dynamic debt mutual fund designed for investors seeking to enhance their fixed income portfolio with a focus on credit risk. Ideal for those looking for potentially higher returns than traditional fixed deposits, this fund invests in a diversified mix of corporate bonds and debentures. With a professional management team, it aims to navigate credit markets effectively, ensuring optimal risk-adjusted returns. This fund is suitable for investors with a moderate risk appetite who are looking to grow their wealth over the medium to long term.

  • Dynamic investment in corporate bonds
  • Focus on credit risk for higher returns
  • Managed by experienced professionals
  • Suitable for moderate risk investors
  • Aims for wealth growth over medium to long term

Investment Thesis

DSP Credit Risk Fund stands out due to its strong promoter group and credibility in the market. With the ongoing growth in digital services, this fund is well-positioned to capitalize on emerging opportunities. Its attractive valuation compared to peers makes it an appealing choice for investors seeking growth with stability.

  • Strong backing from a reputable promoter group enhances trust and reliability.
  • Digital services sector is on an upward trajectory, providing significant growth potential.
  • Valuation metrics are favorable compared to industry peers, indicating potential for price appreciation.
  • Focus on credit risk management ensures a balanced approach to returns.
  • Diversified portfolio reduces risk while aiming for consistent income generation.

Opportunity vs Risk

Opportunities
  • Potential for steady income
  • Diversified credit exposure
  • Low correlation with equity markets
  • Tax-efficient dividend reinvestment
Risks ⚠️
  • Credit defaults impacting returns
  • Interest rate fluctuations
  • Market volatility affecting NAV
  • Liquidity concerns in downturns

Peer Perspective

DSP Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Credit Risk Fund. A rerating could occur with improved margin stability and consistent growth in credit quality.
📊 Stock Investment Checklist (100 Points)
DSP Credit Risk Fund(Q-IDCW Reinv) • Updated: 2025-10-01 01:55:27
  • 10
    Business
    High
    The credit risk sector is evolving, but faces challenges with regulatory changes.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, indicating potential inefficiencies.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, suggesting overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The DSP Credit Risk Fund shows several weaknesses in growth, profitability, and market sentiment, indicating a risky investment at this time.