SBI FMP-73-1226D(IDCW)
Ticker: mf16983
Risky
48/100
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Mirae Asset Nifty200 Alpha 30 ETF FoF(IDCW)
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JM Low Duration Fund(W-IDCW)
The JM Low Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of volatility in profit margins and cash flow.
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JM Low Duration Fund(FN-IDCW)
The JM Low Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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JM Low Duration Fund(DD-IDCW)
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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DSP Silver ETF FoF(IDCW Reinvest)
The DSP Silver ETF FoF shows decent potential with a stable outlook, driven by the growing demand for silver. However, investors should be cautious of market volatility and economic factors affecting silver prices.
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DSP Silver ETF FoF(IDCW)
The DSP Silver ETF FoF(IDCW) presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and execution risks.
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S
Sundaram Short Duration Fund(IDCW)
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PGIM India Ultra Short Duration Fund(M-IDCW)
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PGIM India Ultra Short Duration Fund(W-IDCW)
The fund shows moderate performance metrics but lacks strong growth prospects, making it a cautious investment.
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PGIM India Ultra Short Duration Fund(DD-IDCW)
The fund shows decent potential but faces challenges in profitability and growth drivers.
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L
LIC MF Medium to Long Duration Fund(IDCW)
The fund shows decent potential but lacks strong growth drivers and profitability metrics.
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LIC MF Medium to Long Duration Fund(Q-IDCW)
The LIC MF Medium to Long Duration Fund shows decent potential but faces challenges in growth consistency and valuation metrics.
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LIC MF Medium to Long Duration Fund(A-IDCW)
The fund shows potential but faces challenges in growth consistency and valuation. Investors should proceed with caution.
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F
Franklin India Conservative Hybrid Fund(M-IDCW)
The fund shows a decent potential for growth with stable profitability, but investors should be cautious of execution risks.
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F
Franklin India Conservative Hybrid Fund(Q-IDCW)
The fund presents a conservative investment option with moderate growth potential, but risks remain in execution and transparency.
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Franklin India Conservative Hybrid Fund(M-IDCW Payout)
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Business Overview
SBI FMP-73-1226D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This product is ideal for those looking to invest in debt securities with a predetermined maturity date, ensuring capital protection and predictable income. It matters for individuals aiming for a low-risk investment option that aligns with their financial goals.
- Ideal for conservative investors
- Offers stable returns over a fixed term
- Invests primarily in debt securities
- Capital protection with predictable income
- Suitable for financial planning and wealth preservation
Investment Thesis
SBI FMP-73-1226D (IDCW) presents a compelling investment opportunity due to its strong backing from the SBI promoter group, a leader in the Indian banking sector. The fund's focus on digital services aligns with the growing fintech landscape, while its attractive valuation compared to peers enhances its appeal for retail investors seeking long-term growth.
- Strong credibility backed by State Bank of India, a trusted name in finance.
- Significant growth potential in digital services, capitalizing on fintech trends.
- Attractive valuation compared to peer funds, offering better risk-adjusted returns.
- Focus on fixed maturity plans provides stability and predictable returns.
- Ideal for conservative investors looking for steady income with growth potential.
Opportunity vs Risk
Opportunities
- Stable income through fixed maturity
- Potential for capital appreciation
- Tax benefits on long-term investments
- Low correlation with equity markets
Risks ⚠️
- Interest rate fluctuations affect returns
- Liquidity may be limited
- Credit risk from underlying securities
- Market volatility impacts NAV
Peer Perspective
SBI FMP-73-1226D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A sustained improvement in margin stability could trigger a rerating, enhancing its appeal to investors.
📊 Stock Investment Checklist (100 Points)
SBI FMP-73-1226D(IDCW) • Updated: 2025-10-01 07:09:04
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are moderate but not exceptional.
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9ValuationHighValuation metrics are in line with peers but do not indicate strong upside.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts and execution risks are present.
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1TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The investment outlook for SBI FMP-73-1226D is cautious due to inconsistent growth and moderate profitability metrics.