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DSP Credit Risk Fund(DD-IDCW)

Ticker: mf16977
Risky 48/100

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D
DSP Credit Risk Fund(IDCW)
Score 48/100 Risky
The DSP Credit Risk Fund faces significant challenges and risks that may hinder its performance in the near term. Caution is advised for potential investors.
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J
JM ELSS Tax Saver Fund(IDCW)
Score 68/100 Decent
The JM ELSS Tax Saver Fund shows decent potential with a strong growth trajectory and sound fundamentals, but investors should remain cautious of execution risks.
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T
Tata Silver ETF FoF(IDCW Payout)
Score 56/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with growth potential, but investors should be cautious of market volatility and execution risks.
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T
Tata Silver ETF FoF(IDCW)
Score 66/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and commodity price risks.
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S
SBI FMP-73-1226D(IDCW)
Score 48/100 Risky
The investment outlook for SBI FMP-73-1226D is cautious due to inconsistent growth and moderate profitability metrics.
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M
Mirae Asset Nifty200 Alpha 30 ETF FoF(IDCW)
Score 48/100 Decent
The ETF shows decent potential with a balanced approach, but investors should be cautious of valuation and execution risks.
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J
JM Low Duration Fund(W-IDCW)
Score 70/100 Decent
The JM Low Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of volatility in profit margins and cash flow.
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J
JM Low Duration Fund(FN-IDCW)
Score 68/100 Decent
The JM Low Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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J
JM Low Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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D
DSP Silver ETF FoF(IDCW Reinvest)
Score 66/100 Decent
The DSP Silver ETF FoF shows decent potential with a stable outlook, driven by the growing demand for silver. However, investors should be cautious of market volatility and economic factors affecting silver prices.
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D
DSP Silver ETF FoF(IDCW)
Score 66/100 Decent
The DSP Silver ETF FoF(IDCW) presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and execution risks.
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S
Sundaram Short Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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P
PGIM India Ultra Short Duration Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in governance and growth drivers.
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P
PGIM India Ultra Short Duration Fund(W-IDCW)
Score 48/100 Decent
The fund shows moderate performance metrics but lacks strong growth prospects, making it a cautious investment.
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P
PGIM India Ultra Short Duration Fund(DD-IDCW)
Score 48/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
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L
LIC MF Medium to Long Duration Fund(IDCW)
Score 62/100 Decent
The fund shows decent potential but lacks strong growth drivers and profitability metrics.
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Business Overview

DSP Credit Risk Fund is an open-ended debt mutual fund designed for investors seeking to enhance their portfolio with higher returns through credit risk exposure. Ideal for those with a moderate risk appetite, this fund invests primarily in corporate bonds, aiming for capital appreciation while generating regular income. It matters because it provides a balanced approach to debt investing, catering to both conservative and aggressive investors. With experienced fund management and a focus on credit quality, it stands out as a reliable choice for enhancing fixed-income portfolios.

  • Open-ended debt mutual fund
  • Targets higher returns through corporate bonds
  • Suitable for moderate risk investors
  • Focus on capital appreciation and income
  • Managed by experienced professionals
  • Enhances fixed-income investment portfolios

Investment Thesis

DSP Credit Risk Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on the evolving credit landscape, making it a compelling choice for investors seeking stability and growth.

  • Backed by DSP Group, known for its strong reputation and track record in asset management.
  • Significant growth potential in digital services, aligning with market trends and investor preferences.
  • Attractive valuation metrics compared to peer funds, offering potential for higher returns.
  • Diversified credit exposure reduces risk while enhancing yield opportunities.
  • Strong management team focused on delivering consistent performance and investor satisfaction.

Opportunity vs Risk

Opportunities
  • Potential for high returns
  • Diversification in credit markets
  • Strong fund management team
  • Growing demand for fixed income
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations
  • Credit defaults in portfolio
  • Market volatility impact
  • Liquidity concerns in downturns
  • Regulatory changes affecting funds

Peer Perspective

DSP Credit Risk Fund is currently trading at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Credit Risk Fund; a stable margin and consistent growth could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
DSP Credit Risk Fund(DD-IDCW) • Updated: 2025-10-01 01:54:48
  • 8
    Business
    High
    The sector is evolving with a focus on credit risk management, but competition is increasing.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit consistency is a concern.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks are notable.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The DSP Credit Risk Fund shows potential but faces significant risks that could impact performance.