Credent Global Finance Ltd

Ticker: CGFL
Risky 48/100

☆ Add to Watchlist

Investing Reference

Price
29.45
Market Cap
151.55
Debt/Equity
0.2956
ROE %
-9.139
PB
2.0277
Promoter %
31.087
Pledge %
0.000
1Y Rev Growth %
42.052
5Y Rev Growth %
NP Margin %
-37.155
NP Margin 5Y Avg %

Trading Reference

1M Return %
1.210
6M Return %
17.518
1Y Return %
9.888
% Away 52W High
61.630
% Away 52W Low
42.271
Daily Volume
9387
Investment Verdict
Hold
Score 61/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 33/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Credent Global Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If it breaks above the resistance level, there is a potential for significant upside. However, if it falls below the support, downside risk increases.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Credent Global Finance Ltd is a trusted financial services provider in India, catering to individuals and businesses seeking reliable funding solutions. With a focus on empowering clients through accessible finance, Credent stands out for its customer-centric approach and innovative products. This company plays a crucial role in enhancing financial inclusion, making it a key player in the Indian finance landscape.

  • Established reputation in financial services
  • Tailored solutions for individuals and businesses
  • Focus on financial inclusion and empowerment
  • Customer-centric approach with innovative products
  • Strong commitment to transparency and trust

Investment Thesis

Credent Global Finance Ltd stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the company for sustained growth and makes it a compelling investment opportunity for retail investors.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation metrics compared to industry peers offer a margin of safety.
  • Focus on customer-centric solutions positions the company well for future expansion.
  • Robust financials and strategic initiatives support long-term growth prospects.

Opportunity vs Risk

Opportunities
  • Strong market demand for financial services
  • Expansion into new geographic regions
  • Innovative digital finance solutions
  • Growing customer base in urban areas
Risks ⚠️
  • Regulatory changes impacting operations
  • High competition in the finance sector
  • Economic downturn affecting loan repayments
  • Dependence on technology infrastructure

Peer Perspective

Credent Global Finance Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, necessitating stable margins and improved growth rates for a potential rerating in its valuation.

Future Outlook

Credent Global Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand. Continued focus on execution and cost control will be crucial to maximize shareholder value in the coming quarters.

AI FAQs for Retail Users

  • Q: What does Credent Global Finance Ltd do?
    A: Credent Global Finance Ltd provides financial services, including loans and investment solutions to various sectors.
  • Q: Is Credent Global Finance Ltd a good investment?
    A: Investment decisions should be based on personal research and financial goals; consider consulting a financial advisor.
  • Q: What are the risks of investing in Credent Global Finance Ltd?
    A: Risks include market volatility, regulatory changes, and company-specific challenges that may affect performance.
  • Q: How can I buy shares of Credent Global Finance Ltd?
    A: Shares can be purchased through a registered stockbroker or an online trading platform.
  • Q: Where can I find financial reports for Credent Global Finance Ltd?
    A: Financial reports are available on the company's official website and through stock exchange filings.
📊 Stock Investment Checklist (100 Points)
Credent Global Finance Ltd • Updated: 2025-09-16 20:20:05
  • 8
    Business
    High
    The sector is evolving with digital finance but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent with fluctuating profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is stable.
  • 9
    Valuation
    High
    P/E and P/B ratios are higher than peers, indicating overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity ratios are concerning.
  • 6
    Governance
    Good
    Promoter holding is adequate, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
Credent Global Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 70/100
  • Growth Potential: 65/100
  • Profitability: 60/100
  • Governance: 75/100
  • Market Confidence: 68/100


More Like This

Latest News

More ↗

News items are fetched from Google News RSS; links go to external publishers.