Bandhan Floater Fund(Q-IDCW Reinv)
Ticker: mf16628
Decent
68/100
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B
Bandhan Floater Fund(A-IDCW)
The fund shows potential for moderate growth but is hindered by market sentiment and competitive pressures.
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B
Bandhan Floater Fund(W-IDCW)
The fund shows some potential but faces several challenges that may hinder growth.
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B
Bandhan Floater Fund(M-IDCW Reinv)
The fund shows potential but has several areas of concern that need addressing.
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B
Bandhan Floater Fund(DD-IDCW)
The fund shows potential with decent growth prospects, but faces challenges in profitability and execution risks.
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B
Bandhan Floater Fund(A-IDCW Reinv)
The fund shows potential but has several risks that could impact performance.
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B
Bandhan Floater Fund(P-IDCW Reinvest)
The fund shows potential but is currently facing several challenges that make it a risky investment.
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B
Bandhan Floater Fund(Q-IDCW)
The fund shows potential but carries some risks that need to be monitored closely.
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B
Bandhan Floater Fund(M-IDCW)
The fund shows potential but faces challenges in growth consistency and profitability metrics.
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B
Baroda BNP Paribas Retirement Fund(IDCW)
The Baroda BNP Paribas Retirement Fund shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.
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S
SBI LT Advantage Fund-V-(IDCW)
The SBI LT Advantage Fund shows decent potential with consistent growth and manageable risks, but investors should remain cautious about execution challenges.
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A
Aditya Birla SL Nifty Midcap 150 Index Fund(IDCW)
The Aditya Birla SL Nifty Midcap 150 Index Fund presents a decent investment opportunity with moderate growth potential, but investors should be cautious of market volatility and governance issues.
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A
Aditya Birla SL Nifty Midcap 150 Index Fund(IDCW-Reinv)
The Aditya Birla SL Nifty Midcap 150 Index Fund presents a decent investment opportunity with growth potential, although investors should be cautious of market volatility and execution risks.
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A
Aditya Birla SL Silver ETF FOF(IDCW)
The Aditya Birla SL Silver ETF FOF presents a decent investment opportunity with growth potential, though investors should be cautious of market volatility and execution risks.
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A
Aditya Birla SL Silver ETF FOF(IDCW Reinv)
The Aditya Birla SL Silver ETF presents a decent investment opportunity with moderate growth potential, but investors should be cautious of market volatility and external economic factors.
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D
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund(IDCW)
The fund shows potential but faces challenges in profitability and growth drivers.
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F
Franklin India Low Duration Fund(IDCW)
The fund shows decent potential but carries some risks that investors should consider before investing.
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Business Overview
The Bandhan Floater Fund is an open-ended debt mutual fund designed for investors seeking to benefit from floating interest rate instruments. Ideal for conservative investors looking for stability and regular income, this fund aims to minimize interest rate risk while providing potential capital appreciation. With a focus on high-quality debt securities, it caters to those who prioritize safety and liquidity in their investment portfolio. This fund is particularly relevant in a fluctuating interest rate environment, making it a prudent choice for risk-averse investors.
- Open-ended debt mutual fund
- Targets conservative investors
- Focuses on floating interest rate instruments
- Minimizes interest rate risk
- Offers potential for capital appreciation
- Ensures safety and liquidity in investments
Investment Thesis
Bandhan Floater Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the fund as a compelling investment opportunity in the current market landscape.
- Strong backing from Bandhan Bank, enhancing credibility and trust.
- Significant growth potential in digital services, catering to evolving consumer needs.
- Attractive valuation metrics compared to industry peers, offering potential for upside.
- Focus on floating rate instruments, providing a hedge against rising interest rates.
- Diversified portfolio aimed at maximizing returns while managing risks.
Opportunity vs Risk
Opportunities
- Strong growth in retail lending
- Diversification in investment portfolio
- Potential for attractive returns
- Focus on financial inclusion
- Rising demand for microfinance
Risks ⚠️
- Regulatory changes affecting operations
- Economic downturn impacting borrowers
- High competition in microfinance sector
- Interest rate fluctuations
- Credit risk from borrowers
Peer Perspective
Bandhan Floater Fund is currently trading at a slight premium compared to peers like HDFC Floating Rate Fund and ICICI Prudential Floating Rate Fund. A sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
Bandhan Floater Fund(Q-IDCW Reinv) • Updated: 2025-10-01 02:21:39
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10BusinessHighThe sector is evolving but lacks a clear moat.
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10GrowthHighRevenue growth has been inconsistent.
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10ProfitabilityHighROE and ROCE are below industry averages.
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8ValuationHighValuation metrics are higher than peers.
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6BalanceGoodDebt levels are concerning.
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7GovernanceHighPromoter holding is stable, but disclosures could improve.
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5DriversGoodLimited growth catalysts identified.
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5TechnicalsGoodWeak market sentiment and liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows potential but faces several challenges that could impact future performance.