DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund(IDCW)

Ticker: mf16643
Decent 48/100

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Business Overview

The DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (IDCW) is designed for conservative investors seeking stable returns through government securities and state development loans. This fund offers a balanced exposure to high-quality debt instruments, making it ideal for those looking to preserve capital while earning fixed income. With a focus on long-term growth, it is suitable for risk-averse investors aiming to diversify their portfolios.

  • Invests in government securities and SDLs
  • Ideal for conservative and risk-averse investors
  • Offers stable, long-term returns
  • Helps in portfolio diversification
  • Managed by experienced professionals

Investment Thesis

DSP CRISIL-IBX 50:50 Gilt Plus SDL Index Fund stands out due to its strong credibility backed by a reputable promoter group. With the growing demand for digital services, this fund is well-positioned to capitalize on emerging opportunities. Its attractive valuation compared to peers makes it a compelling choice for investors seeking stability and growth.

  • Strong credibility from a reputable promoter group enhances trust.
  • Digital services sector presents significant growth opportunities.
  • Attractive valuation compared to peer funds increases investment appeal.
  • Diversified exposure to government securities and SDLs mitigates risk.
  • Ideal for conservative investors looking for steady returns.

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Diversification in fixed income portfolio
  • Potential tax benefits on investments
  • Low expense ratio compared to peers
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from SDLs
  • Inflation may erode real returns
  • Market volatility affecting fund performance

Peer Perspective

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund trades at a slight premium compared to peers like HDFC Gilt Fund and ICICI Prudential Gilt Fund; a stable interest rate environment could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund(IDCW) • Updated: 2025-10-01 05:06:20
  • 10
    Business
    High
    The fund is in a stable sector but lacks a clear moat.
  • 10
    Growth
    High
    Consistent revenue growth but profit growth is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but disclosures could improve.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential but faces challenges in profitability and growth drivers.