Franklin India Low Duration Fund(IDCW)

Ticker: mf16645
Decent 68/100

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Business Overview

Franklin India Low Duration Fund (IDCW) is designed for investors seeking a stable income with lower interest rate risk. Ideal for conservative investors looking to park their funds for a short to medium term, this fund aims to provide reasonable returns while maintaining liquidity. Its diversified portfolio primarily invests in debt and money market instruments, making it a reliable choice for risk-averse individuals. With a strong track record and professional management, this fund stands out as a prudent option for wealth preservation.

  • Designed for stable income
  • Ideal for conservative investors
  • Short to medium-term investment
  • Diversified portfolio in debt instruments
  • Strong track record and management
  • Maintains liquidity for easy access

Investment Thesis

Franklin India Low Duration Fund (IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it a compelling choice for Indian retail investors seeking stability and growth.

  • Managed by Franklin Templeton, a globally recognized asset management firm.
  • Strong track record of performance and risk management.
  • Digital services are expanding, enhancing investment accessibility.
  • Valuation metrics indicate potential for upside compared to competitors.
  • Ideal for investors looking for low-duration debt exposure with steady returns.

Opportunity vs Risk

Opportunities
  • Stable income generation
  • Low interest rate environment
  • Diversification for fixed income
  • Potential for capital appreciation
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk in bonds
  • Market volatility impact
  • Liquidity concerns in downturns
📊 Stock Investment Checklist (100 Points)
Franklin India Low Duration Fund(IDCW) • Updated: 2025-10-01 05:57:12
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model but lacks a significant competitive moat.
  • 10
    Growth
    High
    The fund has shown consistent revenue growth, but profit growth has been moderate.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow has been inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    The balance sheet is relatively strong with manageable debt levels.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but carries some risks that investors should consider before investing.