UTI Money Market Fund(H-IDCW)

Ticker: mf14271
Decent 70/100

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Business Overview

UTI Money Market Fund (H-IDCW) is a debt mutual fund designed for conservative investors seeking stability and liquidity. It primarily invests in short-term debt instruments, making it an ideal choice for those looking to park their funds with minimal risk while earning better returns than traditional savings accounts. This fund is suitable for individuals looking to manage their short-term cash needs effectively.

  • Invests in low-risk, short-term debt instruments
  • Ideal for conservative investors
  • Provides liquidity and stability
  • Potentially higher returns than savings accounts
  • Suitable for short-term financial goals
  • Managed by experienced professionals

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Diversification for conservative investors
  • Liquidity for short-term needs
  • Tax-efficient investment option
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affecting NAV
  • Inflation eroding purchasing power
📊 Stock Investment Checklist (100 Points)
UTI Money Market Fund(H-IDCW) • Updated: 2025-10-01 07:48:42
  • 10
    Business
    High
    The money market fund operates in a stable sector, but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with some execution risks.
  • 4
    Technicals
    Good
    Market sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
UTI Money Market Fund shows decent performance with stable growth, but faces challenges in profitability and governance.