V B Desai Financial Services Ltd
Ticker: VBDESAI
Risky
48/100
☆ Add to Watchlist
Investing Reference
Price
25.38
Market Cap
11.49
Debt/Equity
0.0000
ROE %
4.673
PB
0.9537
Promoter %
42.266
Pledge %
0.000
1Y Rev Growth %
0.606
5Y Rev Growth %
5.092
NP Margin %
16.566
NP Margin 5Y Avg %
12.723
Trading Reference
1M Return %
-4.861
6M Return %
-31.516
1Y Return %
-12.180
% Away 52W High
75.887
% Away 52W Low
8.230
Daily Volume
1002
Investment Verdict
Buy
Score 80/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 17/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
Summary
V B Desai Financial Services Ltd shows potential for growth but faces market challenges.
✅ Positives
- Strong client base in financial services
- Diverse service offerings enhance revenue streams
- Experienced management team with industry expertise
⚠️ Negatives
- High competition in financial advisory sector
- Regulatory risks impacting operations
- Recent decline in profitability margins
Verdict
Cautiously optimistic about future performance.
Recommendation: Consider buying on dips for long-term gains.
Upside Probability: 30% | Downside Probability: 20%
Last generated: 31/10/2025
More Options
R
Reetech International Ltd
Reetech International Ltd shows potential but faces challenges in profitability and growth consistency. Caution is advised.
View details
K
Kumbhat Financial Services Ltd
Kumbhat Financial Services Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
M
MPL Plastics Ltd
MPL Plastics Ltd presents several risks with inconsistent growth and profitability metrics, alongside valuation concerns.
View details
K
Kotak Nifty Alpha 50 ETF
The Kotak Nifty Alpha 50 ETF presents a decent investment opportunity with solid fundamentals and growth potential.
View details
P
Prima Agro Ltd
Prima Agro Ltd shows potential in the agro sector but faces challenges in growth consistency and profitability metrics.
View details
F
F G P Ltd
F G P Ltd shows potential but faces significant risks and inconsistencies in performance.
View details
S
SDC Techmedia Ltd
While SDC Techmedia Ltd operates in a promising sector, its inconsistent growth and profitability metrics raise concerns. The valuation appears stretched, and governance issues could impact investor confidence.
View details
A
Anjani Finance Ltd
Anjani Finance Ltd shows potential in a growing sector but faces significant challenges in growth consistency, profitability, and valuation, making it a risky investment.
View details
S
SRM Energy Ltd
SRM Energy Ltd presents significant risks with inconsistent financial performance and governance concerns. Caution is advised for potential investors.
View details
A
Adinath Textiles Ltd
Adinath Textiles Ltd shows potential in a growing sector but faces challenges in profitability and valuation metrics. Caution is advised.
View details
K
Kotak Nifty 100 Low Volatility 30 ETF
The Kotak Nifty 100 Low Volatility 30 ETF is a decent investment for conservative investors seeking stability, but it lacks high growth potential.
View details
I
Indo Euro Indchem Ltd
Indo Euro Indchem Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
A
Amiable Logistics (India) Ltd
Amiable Logistics shows potential in a growing sector, but faces significant challenges in profitability and valuation. Caution is advised for investors.
View details
M
Manipal Finance Corp Ltd
Manipal Finance Corp Ltd shows some potential but faces significant challenges that could hinder growth and profitability.
View details
N
Nippon India ETF Nifty 100
The Nippon India ETF Nifty 100 presents a decent investment opportunity with a diversified portfolio, but investors should be cautious of execution risks and valuation levels.
View details
J
Jindal Cotex Ltd
Jindal Cotex Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
Business Overview
V B Desai Financial Services Ltd is a prominent player in the Indian financial services sector, offering a range of investment and advisory solutions tailored for individual and institutional investors. With a commitment to transparency and client-centric services, the firm helps clients navigate the complexities of the financial market. Its expertise and reputation make it a trusted partner for wealth creation and management.
- Established leader in financial services
- Tailored investment solutions for diverse clients
- Expertise in market analysis and advisory
- Focus on transparency and client satisfaction
- Strong track record of performance and trust
Investment Thesis
V B Desai Financial Services Ltd stands out due to its strong promoter credibility and a robust growth trajectory in digital services. With attractive valuations compared to peers, this stock presents a compelling investment opportunity for retail investors seeking long-term gains in the financial services sector.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital financial services aligns with market trends.
- Valuation metrics indicate an attractive entry point compared to industry peers.
- Established brand reputation offers a competitive edge in a crowded market.
- Focus on innovation positions the company well for future growth.
Opportunity vs Risk
Opportunities
- Strong growth in financial services sector
- Expanding client base in retail market
- Potential for digital service innovations
- Strategic partnerships with fintech companies
Risks ⚠️
- Market volatility affecting investor sentiment
- Regulatory changes impacting operations
- High competition in financial advisory
- Economic downturns reducing client investments
Peer Perspective
V B Desai Financial Services Ltd trades at a discount to peers like ICICI Securities and Motilal Oswal. A rerating could occur with improved margin stability and consistent growth in client acquisition.
Future Outlook
V B Desai Financial Services Ltd is well-positioned for growth, driven by strategic initiatives and market demand. However, successful execution and effective cost control will be crucial to achieving sustainable profitability.
AI FAQs for Retail Users
- Q: What does V B Desai Financial Services Ltd do?A: The company provides financial advisory and investment services to clients in India.
- Q: Is V B Desai Financial Services Ltd listed on stock exchanges?A: Yes, it is listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE).
- Q: What are the main services offered by the company?A: They offer portfolio management, mutual fund advisory, and wealth management services.
- Q: How can I invest in V B Desai Financial Services Ltd?A: You can invest through a stockbroker or an online trading platform.
- Q: What factors should I consider before investing?A: Consider the company's financial health, market conditions, and your investment goals.
📊 Stock Investment Checklist (100 Points)
V B Desai Financial Services Ltd • Updated: 2025-09-18 01:29:31
-
8BusinessHighThe financial services sector is evolving with technology, but the company lacks a strong competitive moat.
-
6GrowthGoodRevenue growth has been inconsistent, with fluctuations in profit margins.
-
7ProfitabilityHighROE and ROCE are moderate, but cash flow generation is not robust.
-
5ValuationGoodValuation metrics are above industry averages, indicating potential overvaluation.
-
6BalanceGoodThe balance sheet shows moderate debt levels, but liquidity is a concern.
-
7GovernanceHighPromoter holding is decent, but there are some concerns regarding transparency.
-
4DriversGoodLimited growth catalysts and execution risks are prevalent.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100