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UTI Overnight Fund(DD-IDCW)

Ticker: mf15021
Decent 68/100

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U
UTI Overnight Fund(IDCW)
Score 48/100 Decent
The UTI Overnight Fund shows decent potential but is not without its risks. Investors should weigh the moderate growth and profitability against the existing risks.
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N
Nippon India Dynamic Bond Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of execution risks and governance issues.
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N
Nippon India Dynamic Bond Fund(IDCW)
Score 48/100 Decent
The Nippon India Dynamic Bond Fund shows potential but faces challenges in profitability and execution risks. It is suitable for cautious investors.
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S
Sundaram Services Fund(IDCW)
Score 68/100 Decent
The fund shows potential but faces several challenges that could impact its performance.
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B
Baroda BNP Paribas Balanced Advantage Fund(IDCW)
Score 56/100 Decent
The fund shows decent potential with consistent growth and manageable risks, but attention should be paid to governance and execution challenges.
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H
HSBC Large & Mid Cap Fund(IDCW-Payout)
Score 68/100 Decent
The fund shows decent potential with moderate risks, but investors should be cautious about execution and valuation concerns.
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H
HSBC Large & Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and profitability, but caution is advised due to valuation concerns.
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B
Bandhan CRISIL IBX Gilt April 2028 Index Fund(IDCW)
Score 66/100 Decent
The fund presents a decent investment opportunity in the fixed income space, with stable returns but limited growth potential.
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B
Bandhan CRISIL IBX Gilt April 2028 Index Fund(IDCW Reinvest)
Score 70/100 Decent
The Bandhan CRISIL IBX Gilt April 2028 Index Fund offers a stable investment option in government securities with moderate growth potential. It is suitable for conservative investors seeking safety over high returns.
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T
Tata Overnight Fund(DD-IDCW)
No score
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M
Motilal Oswal Multi Cap Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution challenges.
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F
Franklin U.S. Opportunities Equity Active FOF(IDCW)
Score 66/100 Decent
The fund shows decent potential for growth with a solid investment strategy in U.S. equities, but investors should be cautious of execution risks and market volatility.
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F
Franklin U.S. Opportunities Equity Active FOF(IDCW Payout)
Score 66/100 Decent
The fund has a decent outlook with exposure to growth in U.S. equities, but caution is advised due to valuation concerns and execution risks.
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M
Motilal Oswal ELSS Tax Saver Fund(IDCW)
Score 66/100 Decent
The fund shows potential for moderate growth but faces challenges in profitability and valuation. Investors should weigh the risks carefully.
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B
Bandhan Ultra Short Duration Fund(P-IDCW Reinvest)
Score 68/100 Decent
The fund shows decent potential but faces challenges in growth consistency and valuation metrics.
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B
Bandhan Ultra Short Duration Fund(Q-IDCW)
Score 66/100 Decent
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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Business Overview

The UTI Overnight Fund (DD-IDCW) is a debt mutual fund designed for investors seeking stable returns with minimal risk. Ideal for conservative investors and those looking to park their funds for short durations, this fund invests primarily in overnight securities. It ensures liquidity and aims to provide better returns than traditional savings accounts. With a focus on safety and short-term investment horizons, it serves as an excellent option for individuals looking to manage cash efficiently.

  • Low-risk investment option
  • Ideal for short-term financial goals
  • Invests in overnight securities
  • Offers liquidity and easy access to funds
  • Potentially higher returns than savings accounts

Investment Thesis

UTI Overnight Fund (DD-IDCW) stands out due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Backed by UTI Asset Management Company, a trusted name in the Indian financial sector.
  • Strong focus on digital services, catering to the evolving needs of tech-savvy investors.
  • Valuation metrics indicate potential for upside compared to industry peers.
  • Focus on overnight liquidity makes it a safe choice for conservative investors.
  • Consistent performance track record enhances investor confidence.
📊 Stock Investment Checklist (100 Points)
UTI Overnight Fund(DD-IDCW) • Updated: 2025-10-01 15:50:01
  • 10
    Business
    High
    The overnight fund operates in a stable sector but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth, but profit growth has been moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
UTI Overnight Fund shows decent fundamentals but lacks strong growth drivers and competitive advantages.