UTI Overnight Fund(IDCW)
Ticker: mf15022
Decent
48/100
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Nippon India Dynamic Bond Fund(IDCW)
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Bandhan CRISIL IBX Gilt April 2028 Index Fund(IDCW)
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Bandhan CRISIL IBX Gilt April 2028 Index Fund(IDCW Reinvest)
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Tata Overnight Fund(DD-IDCW)
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M
Motilal Oswal Multi Cap Fund(IDCW)
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F
Franklin U.S. Opportunities Equity Active FOF(IDCW)
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F
Franklin U.S. Opportunities Equity Active FOF(IDCW Payout)
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M
Motilal Oswal ELSS Tax Saver Fund(IDCW)
The fund shows potential for moderate growth but faces challenges in profitability and valuation. Investors should weigh the risks carefully.
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B
Bandhan Ultra Short Duration Fund(P-IDCW Reinvest)
The fund shows decent potential but faces challenges in growth consistency and valuation metrics.
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B
Bandhan Ultra Short Duration Fund(Q-IDCW)
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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B
Bandhan Ultra Short Duration Fund(M-IDCW Reinvest)
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and valuation should be monitored.
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Business Overview
The UTI Overnight Fund (IDCW) is a short-term mutual fund designed for investors seeking stable returns with minimal risk. Ideal for conservative investors and those looking to park their funds for a brief period, this fund primarily invests in overnight securities. It offers liquidity and safety, making it a suitable choice for managing cash surpluses. By focusing on high-quality instruments, the fund aims to provide better returns than traditional savings accounts, ensuring your money works harder for you.
- Designed for conservative investors
- Focuses on overnight securities
- Offers liquidity and safety
- Better returns than savings accounts
- Ideal for short-term cash management
Investment Thesis
UTI Overnight Fund (IDCW) stands out due to its strong promoter credibility, robust digital service growth potential, and attractive valuation compared to peers. This combination positions it as a compelling choice for retail investors seeking stability and growth in their portfolio.
- Backed by UTI Asset Management Company, a trusted name in the Indian financial sector.
- Digital services are expanding, tapping into the growing trend of online investments.
- Valuation metrics are favorable compared to similar funds, offering potential for higher returns.
- Strong historical performance enhances investor confidence.
- Ideal for conservative investors looking for liquidity and low risk.
📊 Stock Investment Checklist (100 Points)
UTI Overnight Fund(IDCW) • Updated: 2025-10-01 15:50:11
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10BusinessHighThe fund operates in a stable sector with a clear investment model, but lacks a significant competitive moat.
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10GrowthHighConsistent revenue growth, but profit growth has been moderate.
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10ProfitabilityHighROE and ROCE are reasonable, but OCF is slightly lower than net profit.
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10ValuationHighValuation metrics are in line with peers, indicating fair pricing.
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8BalanceHighDebt levels are manageable, but liquidity could be improved.
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7GovernanceHighPromoter holding is decent, but there are some concerns regarding disclosures.
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6DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The UTI Overnight Fund shows decent potential but is not without its risks. Investors should weigh the moderate growth and profitability against the existing risks.