UTI Corporate Bond Fund(H-IDCW)

Ticker: mf14891
Decent 48/100

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Business Overview

UTI Corporate Bond Fund (H-IDCW) is a dynamic investment option designed for conservative investors seeking stable returns through corporate bonds. This fund focuses on high-quality debt instruments, making it ideal for those looking to diversify their portfolio while minimizing risk. With a strong track record and professional management, it offers a reliable avenue for wealth creation over the long term.

  • Invests primarily in high-quality corporate bonds
  • Ideal for conservative investors seeking stable returns
  • Managed by experienced professionals
  • Helps diversify investment portfolios
  • Focuses on minimizing risk while maximizing returns

Investment Thesis

UTI Corporate Bond Fund (H-IDCW) stands out due to its strong promoter credibility and robust digital services growth potential. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stability and growth in the corporate bond space.

  • Backed by UTI Asset Management Company, a trusted name in the Indian financial landscape.
  • Significant growth potential in digital services, enhancing operational efficiency and customer reach.
  • Attractive valuation metrics compared to peer funds, offering better risk-adjusted returns.
  • Focus on high-quality corporate bonds, ensuring lower credit risk and stable income.
  • Ideal for investors seeking a balanced portfolio with a mix of growth and income.

Opportunity vs Risk

Opportunities
  • Stable income from bond investments
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from bond issuers
  • Market volatility affecting NAV
  • Liquidity concerns in bond markets

Peer Perspective

UTI Corporate Bond Fund trades at a slight premium compared to peers like HDFC Corporate Bond Fund and ICICI Corporate Bond Fund. A rerating could occur with improved margin stability and consistent yield performance.
📊 Stock Investment Checklist (100 Points)
UTI Corporate Bond Fund(H-IDCW) • Updated: 2025-10-01 07:42:55
  • 10
    Business
    High
    The corporate bond sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Moderate debt levels, but liquidity is a concern.
  • 9
    Governance
    High
    Promoter holding is strong, but there are some concerns over disclosures.
  • 6
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The UTI Corporate Bond Fund shows decent fundamentals but faces challenges in growth and profitability. Investors should be cautious.