Upsurge Investment and Finance Ltd
Ticker: UPSURGE
Risky
48/100
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Investing Reference
Price
88.99
Market Cap
178.62
Debt/Equity
0.0018
ROE %
20.914
PB
1.7039
Promoter %
50.624
Pledge %
0.000
1Y Rev Growth %
95.932
5Y Rev Growth %
38.212
NP Margin %
14.031
NP Margin 5Y Avg %
18.307
Trading Reference
1M Return %
-1.455
6M Return %
5.940
1Y Return %
-52.665
% Away 52W High
125.587
% Away 52W Low
14.236
Daily Volume
2791
Investment Verdict
Buy
Score 89/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 24/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Upsurge Investment and Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. However, resistance at recent highs may limit upside potential. Volume trends suggest cautious optimism, but market volatility could pose risks.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Upsurge Investment and Finance Ltd is a dynamic financial services company catering to individuals and businesses seeking growth and stability. With a focus on innovative investment solutions, it empowers clients to achieve their financial goals. The company stands out for its commitment to transparency, personalized service, and strategic insights, making it a trusted partner in wealth management. Upsurge is dedicated to fostering financial literacy and providing tailored solutions that matter in today’s fast-paced market.
- Innovative investment solutions for diverse needs
- Focus on transparency and personalized service
- Empowers clients to achieve financial goals
- Trusted partner in wealth management
- Commitment to fostering financial literacy
Investment Thesis
Upsurge Investment and Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company for sustainable growth and enhanced shareholder value.
- Strong promoter group with a proven track record in finance.
- Robust growth potential in the rapidly expanding digital services sector.
- Attractive valuation metrics compared to industry peers.
- Commitment to innovation and technology adoption.
- Solid financial performance and strategic growth initiatives.
Opportunity vs Risk
Opportunities
- Growing demand for financial services
- Expansion into rural markets
- Strong digital platform adoption
- Potential for strategic partnerships
Risks ⚠️
- Regulatory changes affecting operations
- High competition in finance sector
- Economic downturn impacting investments
- Credit risk from borrowers
Peer Perspective
Upsurge Investment and Finance Ltd trades at a slight premium compared to peers like IDFC First Bank and HDFC Ltd, with a key rerating condition being sustained margin stability and growth acceleration in its lending portfolio.
Future Outlook
Upsurge Investment and Finance Ltd is poised for growth, driven by strategic initiatives and market demand; however, successful execution and stringent cost control will be crucial to fully realize its potential.
AI FAQs for Retail Users
- Q: What does Upsurge Investment and Finance Ltd do?A: Upsurge Investment and Finance Ltd focuses on investment services and financial solutions for various clients.
- Q: Is Upsurge Investment and Finance Ltd a good investment?A: Investment decisions should be based on personal research and financial goals; consult a financial advisor.
- Q: What are the risks of investing in this stock?A: Risks include market volatility, company performance, and economic conditions affecting financial services.
- Q: How can I buy shares of Upsurge Investment and Finance Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: What is the company's financial performance like?A: Financial performance can vary; review quarterly reports and financial statements for insights.
📊 Stock Investment Checklist (100 Points)
Upsurge Investment and Finance Ltd • Updated: 2025-09-18 09:16:06
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8BusinessHighThe company operates in a sector with moderate growth potential but lacks a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics suggest the stock is overvalued compared to peers.
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6BalanceGoodThe company has a manageable debt level but limited liquidity.
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7GovernanceHighPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth drivers identified, with significant execution risks.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
Upsurge Investment and Finance Ltd presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100