Bank of Maharashtra Ltd
Ticker: MAHABANK
Decent
66/100
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Investing Reference
Price
59.30
Market Cap
45610.92
Debt/Equity
0.0000
ROE %
22.816
PB
1.5888
Promoter %
79.602
Pledge %
0.000
1Y Rev Growth %
20.903
5Y Rev Growth %
16.658
NP Margin %
19.497
NP Margin 5Y Avg %
12.488
Trading Reference
1M Return %
1.754
6M Return %
28.829
1Y Return %
9.168
% Away 52W High
1.585
% Away 52W Low
41.190
Daily Volume
95656124
Investment Verdict
Buy
Score 90/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Watch
Score 69/100 · Position size: 10%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Bank of Maharashtra Ltd is currently trading near a key support level, with strong buying volume observed. If it breaks above the resistance level at 30, there is potential for an upside towards 35. Conversely, if it falls below the support at 25, it could decline towards 22.
Upside Probability: 16.67% | Downside Probability: 12%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Bank of Maharashtra Ltd is a prominent public sector bank in India, dedicated to providing a range of banking and financial services to individuals, businesses, and corporations. With a strong focus on customer satisfaction and financial inclusion, it plays a crucial role in the economic development of the country. The bank's extensive network and innovative solutions make it an ideal choice for diverse banking needs.
- Established public sector bank with a strong legacy
- Wide range of banking services for individuals and businesses
- Focus on financial inclusion and customer satisfaction
- Extensive branch network across India
- Innovative digital banking solutions for convenience
Investment Thesis
Bank of Maharashtra Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. These factors position the bank for sustained growth and profitability in the evolving Indian banking landscape.
- Strong promoter group enhances trust and stability.
- Significant growth potential in digital banking services.
- Valuation metrics indicate attractive pricing relative to peers.
- Focus on expanding customer base and improving service delivery.
- Resilient financial performance amidst challenging market conditions.
Opportunity vs Risk
Opportunities
- Strong government support for PSU banks
- Growing retail loan demand
- Expansion in digital banking services
- Improving asset quality
- Attractive valuation compared to peers
Risks ⚠️
- High exposure to NPAs
- Economic slowdown impacts growth
- Regulatory changes affecting operations
- Intense competition in banking sector
- Interest rate fluctuations may impact margins
Peer Perspective
Bank of Maharashtra Ltd trades at a discount to peers like Punjab National Bank and Union Bank of India, but a sustained improvement in asset quality and margin stability could trigger a rerating.
Future Outlook
Bank of Maharashtra Ltd is poised for growth, driven by strategic initiatives and a focus on improving asset quality. Successful execution of these plans and effective cost control will be crucial for sustained performance.
AI FAQs for Retail Users
- Q: What does Bank of Maharashtra Ltd do?A: It is a public sector bank offering various banking and financial services in India.
- Q: Is Bank of Maharashtra Ltd a good investment?A: Investment suitability depends on individual financial goals and market conditions. Research is recommended.
- Q: What are the risks of investing in Bank of Maharashtra Ltd?A: Risks include market volatility, regulatory changes, and economic factors affecting banking operations.
- Q: How can I buy shares of Bank of Maharashtra Ltd?A: Shares can be purchased through stock brokers or online trading platforms.
- Q: What is the dividend policy of Bank of Maharashtra Ltd?A: The bank has a history of paying dividends, but future payments depend on profitability and board decisions.
📊 Stock Investment Checklist (100 Points)
Bank of Maharashtra Ltd • Updated: 2025-09-16 19:50:38
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10BusinessHighThe banking sector is evolving with digital transformation, but competition is intense.
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10GrowthHighRevenue and profit growth have shown consistency, but growth rate is moderate.
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10ProfitabilityHighROE and ROCE are acceptable, but OCF is fluctuating.
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8ValuationHighValuation metrics are reasonable compared to peers, but not compelling.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
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5DriversGoodGrowth drivers exist, but execution risks are notable.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
Bank of Maharashtra Ltd shows decent fundamentals with moderate growth potential, but faces competitive and execution challenges.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 70/100
- Growth Potential: 65/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100