UTI FTIF-XXXV-III(1176D)(A-IDCW)

Ticker: mf17612
Decent 66/100

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Business Overview

UTI FTIF-XXXV-III(1176D)(A-IDCW) is a focused equity fund designed for investors seeking long-term capital appreciation through a concentrated portfolio. Ideal for those with a higher risk appetite, this fund aims to capitalize on growth opportunities in select sectors. With UTI's strong track record and expertise in fund management, this scheme stands out for its potential to deliver significant returns. It’s a strategic choice for investors looking to diversify their portfolios while aiming for robust growth.

  • Designed for long-term capital appreciation
  • Focuses on a concentrated equity portfolio
  • Ideal for investors with higher risk tolerance
  • Managed by UTI's experienced fund managers
  • Offers potential for significant returns
  • A strategic diversification tool for investors

Investment Thesis

UTI FTIF-XXXV-III offers a compelling investment opportunity backed by a strong promoter group known for credibility and expertise. The digital services sector is poised for significant growth, enhancing the fund's potential. Additionally, its attractive valuation compared to peers makes it a prudent choice for retail investors seeking long-term gains.

  • Strong promoter group with a proven track record in financial services.
  • Significant growth potential in digital services driving future returns.
  • Attractive valuation relative to peers, presenting a buying opportunity.
  • Robust management strategies aimed at maximizing investor value.
  • Diversified investment portfolio mitigating risks for investors.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Potential for steady dividends
  • Diversification in portfolio
  • Growing market for mutual funds
Risks ⚠️
  • Market volatility impacts returns
  • Interest rate fluctuations
  • Regulatory changes
  • Management performance concerns
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-III(1176D)(A-IDCW) • Updated: 2025-10-01 07:44:41
  • 10
    Business
    High
    The sector is evolving but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent with fluctuations in profit.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 5
    Governance
    Good
    Promoter holding is adequate, but there are concerns about disclosures.
  • 6
    Drivers
    Good
    Limited growth catalysts identified, execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The stock shows moderate potential but is hindered by inconsistent growth and governance concerns.