UTI FTIF-XXXV-III(1176D)(IDCW)

Ticker: mf17614
Risky 48/100

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Business Overview

UTI FTIF-XXXV-III(1176D)(IDCW) is a Fixed Term Income Fund designed for investors seeking stable returns over a defined period. Ideal for conservative investors looking to preserve capital while earning regular income, this fund invests in a mix of debt instruments. With UTI's strong reputation in fund management, this product offers a reliable option for those aiming for financial security.

  • Fixed Term Income Fund for steady returns
  • Ideal for conservative investors
  • Focus on capital preservation
  • Invests in a diversified portfolio of debt instruments
  • Managed by UTI, a trusted name in finance

Investment Thesis

UTI FTIF-XXXV-III offers a compelling investment opportunity backed by a strong promoter group, robust growth in digital services, and attractive valuations compared to peers. This fund is well-positioned to capitalize on the evolving financial landscape, making it a smart choice for retail investors seeking long-term gains.

  • Strong credibility from UTI's established promoter group enhances trust.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation compared to peers presents a buying opportunity.
  • Diversified investment strategy mitigates risks and enhances returns.
  • Consistent performance track record supports investor confidence.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Potential for high dividend yield
  • Growing demand for fixed income
  • Diversification in investment portfolio
  • Stable interest rate environment
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Credit risk from underlying assets
  • Regulatory changes
  • Inflation affecting real returns
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-III(1176D)(IDCW) • Updated: 2025-10-01 07:44:45
  • 10
    Business
    High
    The sector is evolving with a focus on digital transformation, but faces competition.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 10
    Valuation
    High
    Valuation metrics are slightly above peers, suggesting overvaluation.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity ratios are concerning.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 8
    Drivers
    High
    Potential growth drivers exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with inconsistent growth and profitability metrics, suggesting caution for potential investors.