Transwarranty Finance Ltd
Ticker: TFL
Risky
48/100
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Investing Reference
Price
13.66
Market Cap
73.73
Debt/Equity
1.1693
ROE %
-14.515
PB
2.0940
Promoter %
56.003
Pledge %
0.000
1Y Rev Growth %
-9.436
5Y Rev Growth %
14.154
NP Margin %
-32.211
NP Margin 5Y Avg %
-27.360
Trading Reference
1M Return %
-10.835
6M Return %
-1.727
1Y Return %
-60.105
% Away 52W High
163.543
% Away 52W Low
16.255
Daily Volume
15646
Investment Verdict
Risky
Score 56/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 14/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Transwarranty Finance Ltd is currently trading near a strong support level, with recent price action indicating bullish momentum. The 50-day EMA is above the 200-day EMA, suggesting a positive trend. However, resistance levels are present at higher price points, which could limit upside potential. Overall, the stock shows a favorable medium-term outlook with moderate upside potential and manageable downside risk.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Transwarranty Finance Ltd is a leading financial services provider in India, specializing in offering innovative financing solutions tailored for businesses and individuals. With a strong focus on customer satisfaction, the company empowers clients to achieve their financial goals through flexible and accessible funding options. Transwarranty is committed to transparency and reliability, making it a trusted partner in the financial landscape.
- Established player in the Indian finance sector
- Offers customized financing solutions
- Focus on customer satisfaction and transparency
- Supports both businesses and individuals
- Strong reputation for reliability and trustworthiness
Investment Thesis
Transwarranty Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company for sustained growth and profitability in the evolving financial landscape.
- Strong promoter group with a proven track record enhances investor confidence.
- Expanding digital services portfolio aligns with market trends and consumer preferences.
- Valuation metrics indicate the stock is undervalued compared to industry peers.
- Robust financial performance and growth trajectory support long-term investment.
- Strategic initiatives in technology adoption drive operational efficiency and customer engagement.
Opportunity vs Risk
Opportunities
- Growing demand for financial services
- Expansion into new markets
- Strong customer base
- Innovative product offerings
Risks ⚠️
- Regulatory changes impact operations
- High competition in finance sector
- Economic downturns affect growth
- Credit risk from borrowers
Peer Perspective
Transwarranty Finance Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, reflecting concerns over margin stability. A consistent growth trajectory and improved asset quality could trigger a rerating.
Future Outlook
Transwarranty Finance Ltd is well-positioned for growth, driven by strategic initiatives in expanding its service offerings. Successful execution and effective cost control will be key to realizing its full potential in the evolving market.
AI FAQs for Retail Users
- Q: What does Transwarranty Finance Ltd do?A: Transwarranty Finance Ltd provides financial services including loans and investment solutions.
- Q: Is Transwarranty Finance Ltd a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research thoroughly before investing.
- Q: What are the risks of investing in Transwarranty Finance Ltd?A: Risks include market volatility, company performance, and regulatory changes affecting the finance sector.
- Q: How can I buy shares of Transwarranty Finance Ltd?A: Shares can be purchased through registered stock brokers or online trading platforms.
- Q: What is the company's financial health?A: Review financial statements, quarterly reports, and market analysis for insights on the company's performance.
📊 Stock Investment Checklist (100 Points)
Transwarranty Finance Ltd • Updated: 2025-09-17 17:29:14
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8BusinessHighThe sector shows potential but lacks a strong moat.
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10GrowthHighInconsistent revenue and profit growth observed.
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10ProfitabilityHighModerate ROE and ROCE, OCF is below net profit.
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9ValuationHighValuation metrics are above peers.
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6BalanceGoodModerate debt levels, liquidity is a concern.
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7GovernanceHighPromoter holding is decent but some pledging exists.
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5DriversGoodLimited growth catalysts and execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
Transwarranty Finance Ltd presents several risks with limited growth prospects and weak market sentiment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 68/100