SBI FMP-61-1927D

Ticker: mf13412
Decent 48/100

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Business Overview

SBI FMP-61-1927D is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for individuals looking to park their funds safely while earning better than traditional savings accounts. With SBI's trusted reputation, this product offers a blend of security and predictable income, making it a suitable choice for risk-averse investors. Its structured nature ensures that investors can plan their finances effectively.

  • Ideal for conservative investors
  • Offers stable, predictable returns
  • Backed by SBI's trusted reputation
  • Structured for effective financial planning
  • Suitable for short to medium-term investment
  • Minimizes market volatility risks

Opportunity vs Risk

Opportunities
  • Strong demand for fixed maturity plans
  • Potential for steady returns
  • Low interest rate environment
  • Tax benefits on long-term investments
Risks ⚠️
  • Market volatility affecting returns
  • Liquidity concerns in FMPs
  • Regulatory changes impacting funds
  • Credit risk from underlying assets
📊 Stock Investment Checklist (100 Points)
SBI FMP-61-1927D • Updated: 2025-09-30 01:05:43
  • 8
    Business
    High
    The sector is stable with a clear business model, but faces competition.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth is inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is lower than net profit.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth drivers identified, with execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity observed.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows potential but carries moderate risks. Investors should be cautious.