HDFC FMP-Sr 46-1359D-Sep 2022

Ticker: mf13419
Risky 48/100

☆ Add to Watchlist

More Options

Business Overview

HDFC FMP-Sr 46-1359D-Sep 2022 is a fixed maturity plan designed for conservative investors seeking stable returns through a defined investment horizon. This fund primarily invests in debt instruments, making it suitable for those looking to preserve capital while earning predictable income. It matters as it offers a low-risk avenue for wealth accumulation in a fluctuating market.

  • Ideal for conservative investors
  • Focuses on capital preservation
  • Invests in low-risk debt instruments
  • Defined maturity period for clarity
  • Offers predictable income streams

Investment Thesis

HDFC FMP-Sr 46-1359D-Sep 2022 stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it well for future growth, making it a compelling choice for investors seeking stability and potential returns.

  • Strong backing from HDFC Group, ensuring reliability and trust.
  • Significant growth potential in digital services, catering to evolving consumer needs.
  • Attractive valuation metrics compared to industry peers, offering a favorable entry point.
  • Consistent performance history, reflecting sound management and operational efficiency.
  • Alignment with long-term economic trends, enhancing investment appeal.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plan
  • Low interest rate environment favors FMPs
  • Potential capital appreciation on maturity
  • Tax benefits on long-term investments
Risks ⚠️
  • Market volatility affecting bond prices
  • Liquidity risk in fixed maturity plans
  • Interest rate hikes impacting returns
  • Credit risk from underlying securities

Peer Perspective

HDFC FMP-Sr 46 trades at a slight premium compared to peers like ICICI FMP and SBI FMP. A rerating may occur if HDFC maintains margin stability while enhancing growth prospects.
📊 Stock Investment Checklist (100 Points)
HDFC FMP-Sr 46-1359D-Sep 2022 • Updated: 2025-09-29 12:19:53
  • 8
    Business
    High
    The sector is stable but not particularly future-ready.
  • 10
    Growth
    High
    Moderate revenue growth, inconsistent profit margins.
  • 9
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 6
    Valuation
    Good
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is average.
  • 5
    Governance
    Good
    Promoter holding is stable, but some pledging exists.
  • 2
    Drivers
    Low
    Limited growth catalysts and execution risks present.
  • 1
    Technicals
    Low
    Weak momentum and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and inconsistent financials.