SSPN Finance Ltd
Ticker: SSPNFIN
Risky
48/100
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Investing Reference
Price
7.00
Market Cap
2.65
Debt/Equity
0.3440
ROE %
0.228
PB
0.6038
Promoter %
0.000
Pledge %
0.000
1Y Rev Growth %
15.385
5Y Rev Growth %
-5.112
NP Margin %
3.333
NP Margin 5Y Avg %
7.065
Trading Reference
1M Return %
50.862
6M Return %
-11.950
1Y Return %
-16.168
% Away 52W High
9999.999
% Away 52W Low
55.556
Daily Volume
28000
Investment Verdict
Hold
Score 65/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 28/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
SSPN Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, there is a strong potential for upward movement. However, if it falls below the support, a significant downside risk exists.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
SSPN Finance Ltd is a trusted financial services provider catering to individuals and businesses across India. With a commitment to empowering clients through innovative financial solutions, SSPN Finance aims to enhance financial literacy and facilitate wealth growth. Its focus on customer-centric services ensures tailored solutions for diverse financial needs, making it an ideal partner for both first-time investors and seasoned professionals. SSPN Finance is dedicated to transparency and integrity, fostering lasting relationships based on trust and mutual success.
- Trusted financial services provider in India
- Empowers individuals and businesses
- Focus on innovative financial solutions
- Tailored services for diverse needs
- Commitment to transparency and integrity
- Fosters lasting client relationships
Investment Thesis
SSPN Finance Ltd presents a compelling investment opportunity driven by a credible promoter group, robust growth in digital services, and attractive valuation compared to peers. These factors position the company for sustained growth and profitability in the evolving financial landscape.
- Strong promoter credibility enhances trust and governance.
- Significant growth potential in digital financial services.
- Attractive valuation metrics compared to industry peers.
- Focus on innovation and technology-driven solutions.
- Resilient business model with diversified revenue streams.
Opportunity vs Risk
Opportunities
- Strong growth in digital finance
- Expanding customer base
- Innovative product offerings
- Strategic partnerships
- Rising demand for financial services
Risks ⚠️
- Regulatory changes impact operations
- High competition in fintech
- Economic slowdown effects
- Cybersecurity threats
- Market volatility risks
Peer Perspective
SSPN Finance Ltd trades at a 15% discount to peers like HDFC Ltd and Bajaj Finance, primarily due to margin pressures. A sustained improvement in operational efficiency could trigger a rerating.
Future Outlook
SSPN Finance Ltd is well-positioned for growth, provided it maintains disciplined execution and effective cost control. Continued focus on innovation and customer satisfaction will be key to navigating market challenges ahead.
AI FAQs for Retail Users
- Q: What does SSPN Finance Ltd do?A: SSPN Finance Ltd is involved in financial services, including lending and investment management.
- Q: Is SSPN Finance Ltd a publicly traded company?A: Yes, SSPN Finance Ltd is listed on Indian stock exchanges.
- Q: What factors affect SSPN Finance Ltd's stock price?A: Stock price can be influenced by market conditions, financial performance, and economic indicators.
- Q: How can I invest in SSPN Finance Ltd?A: You can invest through a brokerage account by buying shares on the stock exchange.
- Q: What are the risks of investing in SSPN Finance Ltd?A: Risks include market volatility, company performance, and regulatory changes.
📊 Stock Investment Checklist (100 Points)
SSPN Finance Ltd • Updated: 2025-09-18 07:37:42
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8BusinessHighThe finance sector is evolving with digital trends, but competition is high.
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10GrowthHighRevenue growth has been inconsistent, with some fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is not consistently strong.
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9ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodGrowth drivers are present, but execution risks remain significant.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
SSPN Finance Ltd shows potential but faces significant risks and inconsistencies in performance metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100