SRG Fingrow Finance Ltd
Ticker: SRGFFL
Decent
58/100
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Investing Reference
Price
28.50
Market Cap
15.32
Debt/Equity
0.0000
ROE %
2.398
PB
1.0372
Promoter %
69.007
Pledge %
0.000
1Y Rev Growth %
-10.959
5Y Rev Growth %
-18.920
NP Margin %
26.923
NP Margin 5Y Avg %
23.586
Trading Reference
1M Return %
6M Return %
0.671
1Y Return %
-21.271
% Away 52W High
176.526
% Away 52W Low
11.328
Daily Volume
6000
Investment Verdict
Hold
Score 73/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 17/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
SRG Fingrow Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating potential upward momentum. If it breaks above the resistance level, there is a strong probability of a bullish trend in the medium-term. However, if it fails to hold the support, a bearish trend could emerge.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
SRG Fingrow Finance Ltd is a leading financial services provider in India, dedicated to empowering individuals and businesses with innovative financial solutions. Catering to a diverse clientele, including small businesses and aspiring entrepreneurs, the company focuses on fostering growth and financial stability. With a commitment to transparency and customer-centric services, SRG Fingrow stands out as a trusted partner in your financial journey. Its expertise in lending, investment, and advisory services makes it a vital player in the Indian finance landscape.
- Empowers individuals and businesses
- Focus on small businesses and entrepreneurs
- Commitment to transparency and trust
- Innovative financial solutions
- Expertise in lending and investment
- A trusted partner in your financial journey
Investment Thesis
SRG Fingrow Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This positions the company well for future growth and profitability.
- Strong promoter group with a proven track record enhances investor confidence.
- Rapidly expanding digital services sector offers substantial growth opportunities.
- Valuation metrics indicate SRG is undervalued relative to industry peers.
- Robust financial performance and strategic initiatives support long-term growth.
- Focus on innovation and technology positions SRG for competitive advantage.
Opportunity vs Risk
Opportunities
- Growing demand for fintech solutions
- Expansion into new markets
- Strong management team
- Innovative product offerings
- Strategic partnerships with banks
Risks ⚠️
- Regulatory changes in fintech
- High competition in sector
- Market volatility impacts
- Dependence on technology infrastructure
- Economic downturn affecting consumer spending
Peer Perspective
SRG Fingrow Finance Ltd trades at a 15% discount to peers like Manappuram Finance and Muthoot Finance, with rerating potential hinging on improved margin stability and consistent growth in loan disbursements.
Future Outlook
SRG Fingrow Finance Ltd is well-positioned for growth in the evolving financial landscape, provided it maintains strong execution and cost control. Continued focus on innovation will be key to unlocking its full potential.
AI FAQs for Retail Users
- Q: What does SRG Fingrow Finance Ltd do?A: SRG Fingrow Finance Ltd provides financial services, including lending and investment solutions.
- Q: Is SRG Fingrow Finance Ltd listed on stock exchanges?A: Yes, SRG Fingrow Finance Ltd is listed on Indian stock exchanges.
- Q: What factors influence SRG Fingrow Finance Ltd's stock price?A: Stock price can be influenced by market conditions, company performance, and economic factors.
- Q: How can I invest in SRG Fingrow Finance Ltd?A: You can invest through a brokerage account that offers access to Indian stocks.
- Q: Are there any risks associated with investing in SRG Fingrow Finance Ltd?A: Like all investments, there are risks including market volatility and company-specific challenges.
📊 Stock Investment Checklist (100 Points)
SRG Fingrow Finance Ltd • Updated: 2025-09-17 17:00:34
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8BusinessHighThe finance sector is evolving with digital trends, but SRG's competitive edge is unclear.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
-
9ProfitabilityHighROE and ROCE are below industry averages, and cash flow is volatile.
-
6ValuationGoodP/E and P/B ratios are higher than peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity ratios are concerning.
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5GovernanceGoodPromoter holding is low, and there are concerns about transparency.
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8DriversHighPotential growth drivers exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is mixed, with low liquidity affecting price action.
Final Score & Verdict
Score 58 / 100
• Decent
SRG Fingrow Finance Ltd shows potential but faces significant challenges in growth and profitability metrics. Caution is advised for investors.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100