Sera Investments & Finance India Ltd
Ticker: SERA
Risky
48/100
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Investing Reference
Price
33.45
Market Cap
219.07
Debt/Equity
0.0680
ROE %
1.394
PB
0.7457
Promoter %
58.259
Pledge %
0.000
1Y Rev Growth %
-49.322
5Y Rev Growth %
NP Margin %
21.829
NP Margin 5Y Avg %
Trading Reference
1M Return %
-5.382
6M Return %
-16.832
1Y Return %
-6.486
% Away 52W High
49.297
% Away 52W Low
30.613
Daily Volume
12423
Investment Verdict
Buy
Score 84/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 18/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Sera Investments & Finance India Ltd is currently trading near a key support level, with recent price action indicating potential for a rebound. However, resistance levels are also present, suggesting limited upside in the near term. If the stock can break through resistance, there is a favorable upside potential, but failure to hold support could lead to downside risk.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Sera Investments & Finance India Ltd is a leading financial services provider dedicated to empowering individuals and businesses through innovative investment solutions. Catering to a diverse clientele, including retail investors and small to medium enterprises, Sera focuses on delivering tailored financial products that enhance wealth creation. With a strong commitment to transparency and customer satisfaction, the company plays a vital role in the Indian financial landscape, making it a trusted partner for your investment journey.
- Established player in the Indian financial market
- Offers a wide range of investment solutions
- Focus on customer-centric services
- Strong commitment to transparency
- Empowers both individuals and businesses
Investment Thesis
Sera Investments & Finance India Ltd presents a compelling investment opportunity due to its credible promoter group, robust growth in digital services, and attractive valuation compared to peers. The company's strategic focus on technology-driven financial solutions positions it well for future growth, making it a strong contender in the evolving Indian financial landscape.
- Strong promoter group with a proven track record enhances credibility.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers indicate upside potential.
- Focus on technology-driven solutions positions the company for future success.
- Solid fundamentals and growth strategy make it a worthy addition to any portfolio.
Opportunity vs Risk
Opportunities
- Growing demand for financial services
- Expansion into new markets
- Strong management team
- Potential for high returns
- Increasing digital adoption
Risks ⚠️
- Regulatory changes impact operations
- Market volatility affects performance
- High competition in finance sector
- Economic downturn risks
- Dependence on interest rates
Peer Perspective
Sera Investments & Finance India Ltd trades at a discount to peers like HDFC and ICICI, reflecting its lower growth prospects. A rerating could occur if the company demonstrates improved margin stability and consistent growth.
AI FAQs for Retail Users
- Q: What does Sera Investments & Finance India Ltd do?A: Sera Investments & Finance India Ltd focuses on providing financial services and investment solutions.
- Q: Is Sera Investments & Finance a good investment?A: Investment decisions should be based on thorough research and personal financial goals.
- Q: What are the risks of investing in this stock?A: Investing in stocks involves market risks, including price volatility and economic factors.
- Q: How can I buy shares of Sera Investments & Finance?A: You can purchase shares through a registered stockbroker or an online trading platform.
- Q: What is the company's financial performance?A: Review the latest financial reports and market analyses for insights on performance.
📊 Stock Investment Checklist (100 Points)
Sera Investments & Finance India Ltd • Updated: 2025-09-18 00:56:10
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8BusinessHighThe company operates in a sector with moderate growth potential but lacks a significant competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuating profit margins.
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10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
-
9ValuationHighValuation metrics suggest the stock is fairly valued compared to peers.
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6BalanceGoodThe balance sheet shows moderate debt levels but adequate liquidity.
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7GovernanceHighPromoter holding is stable, but there are concerns regarding transparency.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
Sera Investments & Finance India Ltd presents a risky investment opportunity with several concerns regarding growth and profitability metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 60/100