SBI FMP-81-1157D(IDCW)
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Business Overview
SBI FMP-81-1157D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for those looking to invest in debt instruments with a focus on capital preservation. With SBI's trusted brand and expertise in the financial sector, this plan offers a reliable avenue for wealth accumulation without the volatility of equity markets.
- Designed for conservative investors
- Focus on capital preservation
- Invests in quality debt instruments
- Managed by SBI's experienced team
- Offers predictable returns over a fixed term
Investment Thesis
SBI FMP-81-1157D offers a compelling investment opportunity due to its strong backing from the SBI Group, a well-respected promoter. The fund is positioned to benefit from the growing demand for digital services in India, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it a favorable choice for retail investors seeking stability and growth.
- Strong credibility and backing from the SBI Group.
- Significant growth potential in digital services.
- Attractive valuation compared to industry peers.
- Focus on fixed maturity plans provides stability.
- Ideal for risk-averse investors looking for steady returns.
Peer Perspective
SBI FMP-81-1157D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. For a rerating, sustained margin stability and consistent growth in assets under management are crucial.
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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9ProfitabilityHighROE and ROCE are below industry averages, cash flow is stable.
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8ValuationHighValuation metrics are reasonable compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is decent, but some pledging exists.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity.