SBI FMP-81-1157D(IDCW)

Ticker: mf16586
Risky 48/100

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Business Overview

SBI FMP-81-1157D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for those looking to invest in debt instruments with a focus on capital preservation. With SBI's trusted brand and expertise in the financial sector, this plan offers a reliable avenue for wealth accumulation without the volatility of equity markets.

  • Designed for conservative investors
  • Focus on capital preservation
  • Invests in quality debt instruments
  • Managed by SBI's experienced team
  • Offers predictable returns over a fixed term

Investment Thesis

SBI FMP-81-1157D offers a compelling investment opportunity due to its strong backing from the SBI Group, a well-respected promoter. The fund is positioned to benefit from the growing demand for digital services in India, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it a favorable choice for retail investors seeking stability and growth.

  • Strong credibility and backing from the SBI Group.
  • Significant growth potential in digital services.
  • Attractive valuation compared to industry peers.
  • Focus on fixed maturity plans provides stability.
  • Ideal for risk-averse investors looking for steady returns.

Peer Perspective

SBI FMP-81-1157D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. For a rerating, sustained margin stability and consistent growth in assets under management are crucial.
📊 Stock Investment Checklist (100 Points)
SBI FMP-81-1157D(IDCW) • Updated: 2025-10-01 07:09:53
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 9
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and weak technicals, making it a risky investment at this time.