SBI FMP-64-1169D(IDCW)

Ticker: mf16595
Risky 48/100

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Business Overview

SBI FMP-64-1169D (IDCW) is a Fixed Maturity Plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for individuals looking to diversify their portfolio with low-risk debt instruments. It offers the benefit of predictable income through regular distributions while maintaining capital safety. With SBI's trusted brand and expertise, this fund provides a reliable avenue for wealth accumulation.

  • Ideal for conservative investors
  • Offers stable returns over a fixed tenure
  • Capital safety with low-risk exposure
  • Regular income through distributions
  • Backed by SBI's trusted reputation
  • Helps in portfolio diversification

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plan
  • Potential tax benefits for investors
  • Low market volatility exposure
  • Suitable for conservative investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Liquidity constraints until maturity
  • Limited growth potential
  • Inflation may erode real returns
📊 Stock Investment Checklist (100 Points)
SBI FMP-64-1169D(IDCW) • Updated: 2025-10-01 15:28:24
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, indicating lower efficiency.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.