SBI FMP-79-1130D(IDCW)
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Business Overview
SBI FMP-79-1130D (IDCW) is a fixed maturity plan that offers investors a stable investment option with predictable returns. Ideal for conservative investors seeking to preserve capital while earning reasonable income, this fund is designed for those looking to invest for a defined period. With SBI's trusted brand backing, it provides peace of mind and reliability in your investment journey.
- Stable investment option for conservative investors
- Predictable returns over a defined period
- Ideal for capital preservation and income generation
- Backed by SBI's trusted financial expertise
- Suitable for risk-averse individuals and families
Investment Thesis
SBI FMP-79-1130D(IDCW) stands out due to its robust backing from the State Bank of India, ensuring credibility and stability. The fund is well-positioned to benefit from the growing digital services landscape, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking reliable returns.
- Strong promoter group: Backed by State Bank of India, ensuring trust and reliability.
- Digital services growth: Positioned to capitalize on the rapid digital transformation in India.
- Attractive valuation: Offers competitive pricing compared to similar funds in the market.
- Stable returns: Aimed at providing consistent income through prudent investment strategies.
- Investor-friendly: Designed to cater to the needs of retail investors seeking long-term growth.
Peer Perspective
SBI FMP-79-1130D trades at a slight premium to peers like HDFC FMP and ICICI FMP, reflecting its strong credit quality. A sustained improvement in margin stability could trigger a rerating in line with its competitors.
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, cash flow is adequate.
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9ValuationHighValuation metrics are reasonable compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity.