SBI FMP-79-1130D(IDCW)

Ticker: mf17418
Decent 48/100

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Business Overview

SBI FMP-79-1130D (IDCW) is a fixed maturity plan that offers investors a stable investment option with predictable returns. Ideal for conservative investors seeking to preserve capital while earning reasonable income, this fund is designed for those looking to invest for a defined period. With SBI's trusted brand backing, it provides peace of mind and reliability in your investment journey.

  • Stable investment option for conservative investors
  • Predictable returns over a defined period
  • Ideal for capital preservation and income generation
  • Backed by SBI's trusted financial expertise
  • Suitable for risk-averse individuals and families

Investment Thesis

SBI FMP-79-1130D(IDCW) stands out due to its robust backing from the State Bank of India, ensuring credibility and stability. The fund is well-positioned to benefit from the growing digital services landscape, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking reliable returns.

  • Strong promoter group: Backed by State Bank of India, ensuring trust and reliability.
  • Digital services growth: Positioned to capitalize on the rapid digital transformation in India.
  • Attractive valuation: Offers competitive pricing compared to similar funds in the market.
  • Stable returns: Aimed at providing consistent income through prudent investment strategies.
  • Investor-friendly: Designed to cater to the needs of retail investors seeking long-term growth.

Peer Perspective

SBI FMP-79-1130D trades at a slight premium to peers like HDFC FMP and ICICI FMP, reflecting its strong credit quality. A sustained improvement in margin stability could trigger a rerating in line with its competitors.
📊 Stock Investment Checklist (100 Points)
SBI FMP-79-1130D(IDCW) • Updated: 2025-10-01 07:09:43
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is adequate.
  • 9
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock presents a decent investment opportunity but with notable risks and limited growth potential.