ICICI Pru Retirement Fund-Hybrid Cons Plan(IDCW)

Ticker: mf17421
Decent 68/100

☆ Add to Watchlist

More Options

Business Overview

ICICI Pru Retirement Fund-Hybrid Cons Plan (IDCW) is a balanced mutual fund designed to help individuals accumulate wealth for a comfortable retirement. It is ideal for those seeking a mix of equity and debt investments to achieve long-term financial goals. This fund focuses on capital appreciation while ensuring stability through fixed-income securities, making it a prudent choice for risk-averse investors. With professional management and a disciplined approach, it aims to provide steady returns over time, ensuring financial security in your golden years.

  • Balanced investment strategy
  • Ideal for retirement planning
  • Mix of equity and debt for stability
  • Professionally managed fund
  • Focus on long-term wealth accumulation
  • Helps achieve financial security

Investment Thesis

ICICI Pru Retirement Fund-Hybrid Cons Plan stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing demand for digital services in the financial sector. Furthermore, its attractive valuation compared to peers makes it a compelling choice for investors seeking long-term wealth creation.

  • Strong promoter group with ICICI's established credibility.
  • Significant growth potential in digital financial services.
  • Attractive valuation compared to industry peers.
  • Focus on retirement planning aligns with increasing investor awareness.
  • Diversified investment strategy enhances risk-adjusted returns.

Opportunity vs Risk

Opportunities
  • Strong brand reputation
  • Growing retirement planning market
  • Diversified investment portfolio
  • Tax benefits on investments
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Interest rate fluctuations
  • Competition from other funds
📊 Stock Investment Checklist (100 Points)
ICICI Pru Retirement Fund-Hybrid Cons Plan(IDCW) • Updated: 2025-10-01 03:23:33
  • 10
    Business
    High
    The retirement fund operates in a growing sector with increasing demand for retirement planning.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years, with stable profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, indicating strong profitability.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers, but some concerns on P/E ratios.
  • 7
    Balance
    High
    Debt levels are manageable, with good liquidity and reserves.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are minor concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The ICICI Pru Retirement Fund-Hybrid Cons Plan shows decent potential with a stable growth outlook, but investors should be cautious of execution risks.