SBI FMP-49-1823D(IDCW)
Ticker: mf16609
Risky
48/100
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ITI Balanced Advantage Fund(IDCW)
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SBI FMP-44-1855D(IDCW)
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Nippon India Nifty AAA PSU Bond Plus SDL - Sep 2026 Maturity 50:50 Index Fund(IDCW)
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Aditya Birla SL Nifty 50 Equal Weight Index Fund(IDCW Reinv)
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Aditya Birla SL Nifty 50 Equal Weight Index Fund(IDCW)
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Bank of India Consumption Fund(IDCW)
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Quant Healthcare Fund(IDCW)
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Nippon India MNC Fund(IDCW)
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Bandhan Floater Fund(P-IDCW)
The Bandhan Floater Fund shows decent potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
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Bandhan Floater Fund(Q-IDCW Reinv)
The fund shows potential but faces several challenges that could impact future performance.
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B
Bandhan Floater Fund(A-IDCW)
The fund shows potential for moderate growth but is hindered by market sentiment and competitive pressures.
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B
Bandhan Floater Fund(W-IDCW)
The fund shows some potential but faces several challenges that may hinder growth.
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B
Bandhan Floater Fund(M-IDCW Reinv)
The fund shows potential but has several areas of concern that need addressing.
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B
Bandhan Floater Fund(DD-IDCW)
The fund shows potential with decent growth prospects, but faces challenges in profitability and execution risks.
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Business Overview
SBI FMP-49-1823D (IDCW) is a fixed maturity plan that offers a structured investment avenue for conservative investors seeking stable returns. Ideal for individuals looking to park their funds for a specific period while minimizing risks, this product is designed to cater to those who prioritize capital preservation. With SBI's trusted brand backing, investors can feel secure in their choice.
- Structured investment for fixed tenure
- Minimizes risk with capital preservation
- Ideal for conservative investors
- Backed by SBI's trusted reputation
- Offers stable, predictable returns
Investment Thesis
SBI FMP-49-1823D (IDCW) presents a compelling investment opportunity due to its strong backing from the State Bank of India, a credible promoter group. The fund is well-positioned to benefit from the growing digital services landscape, offering attractive valuations compared to peers, making it an ideal choice for retail investors seeking growth and stability.
- Strong credibility from SBI, enhancing trust and reliability.
- Significant growth potential in digital services sector.
- Attractive valuation metrics compared to similar funds.
- Diversified portfolio reducing risk exposure.
- Ideal for investors seeking steady returns with growth potential.
Opportunity vs Risk
Opportunities
- Stable returns expected from FMP
- Low interest rate environment
- Diversification in fixed income portfolio
- Potential tax benefits on dividends
Risks ⚠️
- Market volatility affecting returns
- Liquidity concerns in FMPs
- Interest rate hikes impact
- Credit risk from underlying assets
Peer Perspective
SBI FMP-49-1823D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A stable margin and consistent growth in assets under management could trigger a rerating in the near term.
📊 Stock Investment Checklist (100 Points)
SBI FMP-49-1823D(IDCW) • Updated: 2025-10-01 22:58:47
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighModerate revenue growth observed, but profit consistency is lacking.
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8ProfitabilityHighROE and ROCE are average, with OCF trailing net profit.
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6ValuationGoodValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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5GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock shows potential risks with limited growth and profitability concerns, making it a risky investment at this time.