SBI FMP-57-1835D(IDCW)

Ticker: mf16869
Risky 48/100

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Business Overview

SBI FMP-57-1835D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to invest in debt instruments with a fixed tenure, ensuring predictable income and capital preservation. With SBI's trusted management, this product stands out for its low risk and potential for attractive returns, making it a smart choice for those prioritizing safety in their investment portfolio.

  • Designed for conservative investors
  • Focuses on capital preservation
  • Offers predictable income over a fixed tenure
  • Managed by SBI's trusted expertise
  • Low risk with potential for attractive returns

Investment Thesis

SBI FMP-57-1835D(IDCW) stands out due to its strong backing from the SBI promoter group, ensuring credibility and stability. The fund is well-positioned to benefit from the growing digital services landscape in India, while its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors.

  • Strong promoter group ensures credibility and investor confidence.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to peer funds enhances investment appeal.
  • SBI's extensive network provides a solid foundation for growth.
  • Ideal for investors seeking stability with growth potential.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plan
  • Potential tax benefits for investors
  • Diversification in fixed income portfolio
  • Low interest rate environment
  • Strong backing from SBI
Risks ⚠️
  • Market fluctuations affecting returns
  • Liquidity constraints on investment
  • Interest rate hikes could impact
  • Credit risk from underlying assets
  • Limited growth compared to equities
📊 Stock Investment Checklist (100 Points)
SBI FMP-57-1835D(IDCW) • Updated: 2025-10-01 22:59:39
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Moderate revenue growth, but profit consistency is lacking.
  • 8
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth drivers identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and inconsistent profitability, making it a risky investment.