SBI FMP-57-1835D(IDCW)
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Business Overview
SBI FMP-57-1835D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to invest in debt instruments with a fixed tenure, ensuring predictable income and capital preservation. With SBI's trusted management, this product stands out for its low risk and potential for attractive returns, making it a smart choice for those prioritizing safety in their investment portfolio.
- Designed for conservative investors
- Focuses on capital preservation
- Offers predictable income over a fixed tenure
- Managed by SBI's trusted expertise
- Low risk with potential for attractive returns
Investment Thesis
SBI FMP-57-1835D(IDCW) stands out due to its strong backing from the SBI promoter group, ensuring credibility and stability. The fund is well-positioned to benefit from the growing digital services landscape in India, while its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors.
- Strong promoter group ensures credibility and investor confidence.
- Significant growth potential in digital services sector.
- Attractive valuation compared to peer funds enhances investment appeal.
- SBI's extensive network provides a solid foundation for growth.
- Ideal for investors seeking stability with growth potential.
Opportunity vs Risk
- Stable returns from fixed maturity plan
- Potential tax benefits for investors
- Diversification in fixed income portfolio
- Low interest rate environment
- Strong backing from SBI
- Market fluctuations affecting returns
- Liquidity constraints on investment
- Interest rate hikes could impact
- Credit risk from underlying assets
- Limited growth compared to equities
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighModerate revenue growth, but profit consistency is lacking.
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8ProfitabilityHighROE and ROCE are acceptable, but cash flow is inconsistent.
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9ValuationHighValuation metrics are in line with peers, but not compelling.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about disclosures.
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5DriversGoodLimited growth drivers identified, execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity.