LIC MF Ultra Short Duration Fund(W-IDCW)

Ticker: mf16880
Decent 68/100

☆ Add to Watchlist

More Options

Business Overview

The LIC MF Ultra Short Duration Fund (W-IDCW) is designed for investors seeking a balance between safety and returns. Ideal for those looking to park their funds for a short duration while earning better returns than traditional savings accounts, this fund invests in high-quality debt instruments. Its low volatility makes it suitable for conservative investors and those needing liquidity without compromising on returns.

  • Focuses on short-duration debt instruments
  • Ideal for conservative investors
  • Offers better returns than savings accounts
  • Low volatility ensures capital safety
  • Suitable for short-term financial goals
  • Managed by LIC Mutual Fund's experienced team

Investment Thesis

LIC MF Ultra Short Duration Fund stands out due to its strong backing from the LIC promoter group, ensuring credibility and trust. With the growing demand for digital financial services, this fund is well-positioned for growth. Additionally, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking stable returns.

  • Strong promoter group: Backed by LIC, a trusted name in the Indian financial sector.
  • Digital services growth: Positioned to benefit from the increasing shift towards digital financial solutions.
  • Attractive valuation: Offers competitive pricing compared to similar funds in the market.
  • Stable returns: Focused on ultra-short duration assets, minimizing interest rate risk.
  • Diversified portfolio: Aims to provide investors with a balanced risk-return profile.

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Suitable for short-term investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affects NAV
  • Limited liquidity compared to equities
📊 Stock Investment Checklist (100 Points)
LIC MF Ultra Short Duration Fund(W-IDCW) • Updated: 2025-10-01 03:51:28
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth is consistent, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but show limited upside.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but disclosures could be improved.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and liquidity.