SBI FMP-46-1850D(IDCW)
Ticker: mf17216
Decent
48/100
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T
TRUSTMF Banking & PSU Fund(A-IDCW)
The fund shows potential in a stable sector but faces challenges in growth consistency and valuation metrics.
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T
TRUSTMF Banking & PSU Fund(Q-IDCW)
The fund shows potential but carries risks that may affect performance. Caution is advised.
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T
TRUSTMF Banking & PSU Fund(M-IDCW)
The fund is positioned well within a stable sector with decent growth prospects, but some governance concerns and execution risks should be monitored.
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T
TRUSTMF Banking & PSU Fund(W-IDCW)
The fund is positioned well within a stable sector, showing decent growth and profitability metrics, though some governance and execution risks remain.
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T
TRUSTMF Banking & PSU Fund(DD-IDCW)
The fund has a decent score but faces several challenges that could impact future performance. Caution is advised.
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B
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF(IDCW)
The fund exhibits several weaknesses in growth potential and profitability, making it a risky investment.
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S
Shriram Flexi Cap Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and profitability, but some risks need to be monitored.
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S
Shriram Flexi Cap Fund(IDCW-Payout)
The Shriram Flexi Cap Fund shows decent potential with a balanced approach to growth and profitability, though some risks in governance and execution should be monitored.
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H
HSBC Nifty Next 50 Index Fund(IDCW)
The HSBC Nifty Next 50 Index Fund presents a decent investment opportunity with a diversified portfolio and consistent growth metrics, though some risks remain.
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H
HSBC Nifty Next 50 Index Fund(IDCW Payout)
The HSBC Nifty Next 50 Index Fund shows decent potential with a diversified portfolio and consistent growth, but investors should be cautious of market volatility and execution risks.
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S
Sundaram Global Brand Theme - Equity Active FoF(IDCW)
The fund has a decent score, indicating potential for growth but with notable risks that need to be monitored.
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B
Bandhan Nifty200 Momentum 30 Index Fund(IDCW Reinvest)
The fund presents a decent investment opportunity with growth potential, but investors should be cautious of its volatility and execution risks.
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B
Bandhan Nifty200 Momentum 30 Index Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and profitability, but faces challenges in market sentiment and execution risks.
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J
JM Overnight Fund(W-IDCW)
The JM Overnight Fund shows moderate potential but faces challenges in profitability and valuation. Investors should proceed with caution.
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J
JM Overnight Fund(DD-IDCW)
The JM Overnight Fund shows decent stability but lacks strong growth drivers and profitability metrics to warrant a strong buy recommendation.
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S
SBI FMP-78-1170D(IDCW)
The stock shows decent fundamentals but lacks strong growth drivers and faces some risks.
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Business Overview
SBI FMP-46-1850D (IDCW) is a fixed maturity plan that offers a structured investment avenue for conservative investors seeking stable returns. Designed for individuals looking to park their funds for a defined period, it aims to provide predictable income through regular distributions. This product is ideal for risk-averse investors, retirees, and those planning for short-term goals. With SBI's trusted brand backing, this plan ensures a disciplined investment approach.
- Fixed maturity plan for stable returns
- Ideal for conservative investors
- Regular income through distributions
- Backed by SBI's trusted reputation
- Suitable for short-term financial goals
Investment Thesis
SBI FMP-46-1850D(IDCW) presents a compelling investment opportunity due to its strong backing from the SBI Group, a trusted name in Indian finance. With the growing demand for digital services, this fund is well-positioned for growth. Moreover, its attractive valuation compared to peers enhances its appeal for retail investors.
- Strong promoter group: Backed by the reputable SBI, ensuring credibility and trust.
- Digital services growth: Positioned to benefit from the expanding digital finance landscape.
- Attractive valuation: Offers competitive pricing compared to similar funds in the market.
- Stable returns: Focus on fixed maturity plans provides predictable income streams.
- Investor-friendly: Designed to cater to the needs of retail investors seeking reliable options.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity plans
- Potential tax benefits on dividends
- Low market volatility exposure
- Suitable for conservative investors
Risks ⚠️
- Interest rate fluctuations impact returns
- Limited liquidity before maturity
- Market conditions affect fund performance
- Credit risk from underlying securities
Peer Perspective
SBI FMP-46-1850D(IDCW) trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if it maintains margin stability amidst rising interest rates.
📊 Stock Investment Checklist (100 Points)
SBI FMP-46-1850D(IDCW) • Updated: 2025-10-01 22:58:40
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth has been inconsistent over recent quarters.
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8ProfitabilityHighROE and ROCE are moderate, indicating average profitability.
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6ValuationGoodValuation metrics are slightly above peers, suggesting overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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5GovernanceGoodPromoter holding is stable, but there are concerns about disclosures.
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5DriversGoodLimited growth drivers and execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The stock shows moderate potential but is hindered by inconsistent growth and valuation concerns.