SBI FMP-78-1170D(IDCW)
Ticker: mf17238
Decent
68/100
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Groww Largecap Fund(H-IDCW)
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Groww Largecap Fund(Q-IDCW)
The Groww Largecap Fund shows potential with decent growth and profitability metrics, but there are some risks that need to be monitored.
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Groww Largecap Fund(M-IDCW)
The Groww Largecap Fund shows promise with solid growth and profitability metrics, but some risks in governance and execution should be monitored.
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Groww Largecap Fund(IDCW)
The Groww Largecap Fund shows decent potential with consistent growth and reasonable valuations, but faces risks in execution and governance that could impact performance.
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Q
Quantum Diversified Equity All Cap Active FOF(IDCW)
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Mirae Asset Gold ETF FoF(IDCW)
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Axis NIFTY IT Index Fund(IDCW)
The Axis NIFTY IT Index Fund shows decent potential for growth in a robust sector, but it faces challenges in valuation and governance that may affect long-term performance.
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Canara Rob Income Fund(Q-IDCW)
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SBI FMP-50-1843D(IDCW)
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TRUSTMF Money Market Fund(M-IDCW)
The fund shows decent potential for stable returns, but investors should be cautious of market volatility and execution risks.
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N
Navi Aggressive Hybrid Fund(H-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in market sentiment and governance disclosures.
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Navi Aggressive Hybrid Fund(A-IDCW Payout)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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Business Overview
SBI FMP-78-1170D (IDCW) is a fixed maturity plan that offers a structured investment option for conservative investors seeking stable returns. Designed for individuals looking to park their funds for a defined period, this scheme focuses on capital preservation while providing income through regular dividends. It is ideal for risk-averse investors who prefer predictable outcomes over market volatility.
- Structured investment for stable returns
- Focus on capital preservation
- Ideal for conservative investors
- Regular dividend payouts
- Defined investment horizon
- Managed by a trusted financial institution
Investment Thesis
SBI FMP-78-1170D(IDCW) presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it a prudent choice for retail investors seeking stability and growth.
- Backed by State Bank of India, ensuring trust and reliability.
- Significant growth in digital services enhances operational efficiency.
- Attractive valuation offers a competitive edge over similar funds.
- Focus on fixed maturity plans provides predictable returns.
- Ideal for conservative investors looking for steady income.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity plan
- Potential for capital preservation
- Tax benefits on long-term investments
- Diversification in fixed income portfolio
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying securities
- Liquidity concerns in market downturns
- Regulatory changes affecting fixed income
Peer Perspective
SBI FMP-78-1170D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP, with its rerating hinging on consistent margin stability and improved growth metrics in the fixed maturity segment.
📊 Stock Investment Checklist (100 Points)
SBI FMP-78-1170D(IDCW) • Updated: 2025-10-01 07:09:34
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10BusinessHighThe sector is stable but lacks significant future-ready innovations.
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10GrowthHighModerate revenue growth observed, but profit growth is inconsistent.
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10ProfitabilityHighROE and ROCE are acceptable, but OCF is lower than net profit.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about disclosures.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The stock shows decent fundamentals but lacks strong growth drivers and faces some risks.