SBI FMP-45-1840D(IDCW)
Ticker: mf16926
Risky
48/100
☆ Add to Watchlist
More Options
M
Mirae Asset Nifty MidSmallcap400 Momentum Quality 100 ETF FoF(IDCW)
The ETF shows potential with a decent score, but investors should be cautious due to execution risks and valuation concerns.
View details
A
Aditya Birla SL CRISIL IBX Gilt - April 2026 Index Fund(IDCW)
The fund shows decent potential but lacks strong growth drivers and technical momentum.
View details
N
Nippon India Diversified Equity Flexicap Passive FoF(IDCW)
The fund presents a decent investment opportunity with moderate growth potential, but investors should be cautious of valuation and execution risks.
View details
I
ITI Pharma & Healthcare Fund(IDCW)
The fund shows potential in the pharma sector, but faces challenges in profitability and valuation metrics.
View details
I
ICICI Pru Nifty LargeMidcap 250 Index Fund(IDCW)
The fund presents a decent investment opportunity with a balanced exposure to growth and stability, but investors should be cautious of market risks.
View details
I
ICICI Pru Nifty LargeMidcap 250 Index Fund(IDCW Payout)
The ICICI Pru Nifty LargeMidcap 250 Index Fund presents a decent investment opportunity with a balanced risk-reward profile, but investors should be cautious of market volatility.
View details
C
Canara Rob Banking and PSU Debt Fund(IDCW)
The fund shows potential but is hindered by inconsistent growth and profitability metrics, along with governance concerns.
View details
S
SBI Equity Minimum Variance Fund(IDCW-Payout)
The SBI Equity Minimum Variance Fund shows decent potential but is not without its risks. Investors should weigh the moderate growth and profitability against the valuation and governance concerns.
View details
S
SBI Equity Minimum Variance Fund(IDCW)
The SBI Equity Minimum Variance Fund shows decent potential with consistent growth and profitability metrics, but some risks in governance and execution should be monitored.
View details
A
Aditya Birla SL Dynamic Asset Allocation Omni FOF(IDCW)
The fund shows decent potential with a balanced approach, but attention should be paid to execution risks and market sentiment.
View details
A
Aditya Birla SL Dynamic Asset Allocation Omni FOF(IDCW Payout)
The fund shows decent potential with a balanced approach to growth and risk management, though some areas require attention.
View details
P
PGIM India Money Market Fund(DD-IDCW)
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
View details
P
PGIM India Money Market Fund(M-IDCW)
The fund shows decent stability but lacks strong growth drivers, making it a cautious investment.
View details
P
PGIM India Money Market Fund(W-IDCW)
The fund is positioned in a stable sector with decent growth prospects, but it faces challenges in profitability and governance that could impact future performance.
View details
Q
Quantum ELSS Tax Saver Fund(IDCW)
The Quantum ELSS Tax Saver Fund shows decent potential with consistent growth and a strong governance structure, but there are some risks related to execution and liquidity.
View details
A
Aditya Birla SL Global Excellence Equity FoF(IDCW)
The fund shows potential but carries risks that may affect future performance. Caution is advised.
View details
Business Overview
SBI FMP-45-1840D (IDCW) is a fixed maturity plan that offers a structured investment avenue for conservative investors seeking predictable returns. Ideal for those looking to park their funds for a specific tenure, this plan matures in 45 months, aligning with medium-term financial goals. It is managed by SBI Mutual Fund, a trusted name in the industry, ensuring professional oversight of your investments. This fund aims to provide stability and capital preservation, making it a prudent choice for risk-averse individuals.
- Fixed maturity plan for predictable returns
- Ideal for conservative investors
- Matures in 45 months for medium-term goals
- Managed by the trusted SBI Mutual Fund
- Focus on capital preservation and stability
Investment Thesis
SBI FMP-45-1840D(IDCW) stands out as a compelling investment due to its strong backing from the SBI promoter group, which enhances credibility. The ongoing growth in digital services presents significant growth opportunities. Additionally, its attractive valuation compared to peers makes it a favorable choice for retail investors seeking stable returns.
- Strong promoter group: Backed by State Bank of India, enhancing trust and stability.
- Digital services growth: Capitalizing on the digital transformation in banking.
- Attractive valuation: Positioned favorably against peer offerings in the market.
- Stable income potential: Ideal for conservative investors seeking regular income.
- Robust risk management: SBI's reputation ensures prudent investment strategies.
Opportunity vs Risk
Opportunities
- Stable income through fixed maturity
- Potential tax benefits on dividends
- Diversification in fixed income portfolio
- Low volatility compared to equities
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying bonds
- Liquidity risk on redemption
- Market perception may affect NAV
Peer Perspective
SBI FMP-45-1840D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A stable margin and consistent growth could trigger a rerating, making it an attractive option for investors.
📊 Stock Investment Checklist (100 Points)
SBI FMP-45-1840D(IDCW) • Updated: 2025-10-01 22:58:35
-
10BusinessHighThe sector is stable but lacks significant growth potential.
-
10GrowthHighRevenue growth has been inconsistent with fluctuating profits.
-
9ProfitabilityHighROE and ROCE are moderate, with cash flow not consistently exceeding net profit.
-
8ValuationHighValuation metrics are average compared to peers.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
-
5DriversGoodLimited growth catalysts and execution risks are present.
-
1TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The investment outlook for SBI FMP-45-1840D is cautious due to inconsistent growth and moderate profitability metrics.