Aditya Birla SL CRISIL IBX Gilt - April 2026 Index Fund(IDCW)

Ticker: mf16929
Decent 70/100

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Business Overview

The Aditya Birla SL CRISIL IBX Gilt - April 2026 Index Fund (IDCW) is a debt mutual fund that primarily invests in government securities, offering a stable investment option for conservative investors. Ideal for those seeking regular income and capital preservation, this fund aligns with long-term financial goals. It matters for risk-averse individuals looking to diversify their portfolio while benefiting from the safety of government bonds.

  • Invests primarily in government securities
  • Ideal for conservative investors
  • Focuses on capital preservation
  • Offers regular income through dividends
  • Aims for long-term financial growth
  • Managed by a trusted financial institution

Investment Thesis

This fund, backed by the reputable Aditya Birla Group, offers a compelling investment opportunity with a strong promoter credibility. The growing digital services sector enhances its growth potential, while its attractive valuation compared to peers positions it as a smart choice for retail investors seeking stable returns.

  • Strong backing from the Aditya Birla Group, ensuring credibility and trust.
  • Significant growth potential in digital services, driving future returns.
  • Attractive valuation compared to peers, enhancing investment appeal.
  • Focus on long-term capital appreciation with a stable income component.
  • Ideal for conservative investors seeking exposure to gilt funds.

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Diversification in fixed income portfolio
  • Low expense ratio for index funds
  • Potential tax benefits on long-term gains
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Limited growth compared to equities
  • Inflation may erode real returns
  • Liquidity risk in bond markets
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL CRISIL IBX Gilt - April 2026 Index Fund(IDCW) • Updated: 2025-10-01 01:05:39
  • 10
    Business
    High
    The fund is in a stable sector but lacks a clear moat.
  • 10
    Growth
    High
    Consistent revenue growth but profit growth is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is lower than net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers.
  • 8
    Balance
    High
    Debt levels are manageable with good liquidity.
  • 7
    Governance
    High
    Promoter holding is strong, but some disclosures could improve.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The fund shows decent potential but lacks strong growth drivers and technical momentum.