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UTI Annual Interval Fund-I(IDCW)

Ticker: mf17750
Risky 48/100

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Nippon India Nifty Realty Index Fund(IDCW)
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Sundaram LT Tax Adv Fund-Sr IV-(IDCW)
Score 48/100 Decent
The fund shows decent potential with consistent growth and manageable risks, but caution is advised due to execution uncertainties.
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ICICI Pru Nifty EV & New Age Automotive ETF FOF(IDCW)
Score 56/100 Decent
The ETF has potential in a growing sector but faces challenges in profitability and execution risks.
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ICICI Pru Nifty EV & New Age Automotive ETF FOF(IDCW Payout)
Score 75/100 Decent
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Mirae Asset Income plus Arbitrage Active FOF(IDCW)
Score 48/100 Decent
The fund shows potential but has several areas of concern that may affect future performance.
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Sundaram Conservative Hybrid Fund(IDCW)
Score 75/100 Decent
The Sundaram Conservative Hybrid Fund shows potential but faces challenges in growth consistency and execution risks. It is advisable to monitor closely before making significant investments.
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K
Kotak Nifty G-Sec July 2033 Index Fund(IDCW)
Score 68/100 Decent
The Kotak Nifty G-Sec July 2033 Index Fund is a decent investment for conservative investors seeking stability, but it lacks significant growth potential.
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Kotak Nifty G-Sec July 2033 Index Fund(IDCW Payout)
Score 48/100 Decent
The Kotak Nifty G-Sec July 2033 Index Fund is a decent investment for conservative investors seeking stability, but it lacks significant growth potential.
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Kotak Nifty 50 Equal Weight Index Fund(IDCW Payout)
Score 70/100 Decent
The fund shows a decent investment potential with a balanced approach across sectors and strong fundamentals.
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Kotak Nifty 50 Equal Weight Index Fund(IDCW)
Score 56/100 Decent
The Kotak Nifty 50 Equal Weight Index Fund presents a decent investment opportunity with a balanced risk-reward profile.
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ICICI Pru Nifty200 Quality 30 Index Fund(IDCW)
Score 68/100 Decent
The ICICI Pru Nifty200 Quality 30 Index Fund shows decent potential with a balanced portfolio of quality stocks, but investors should be cautious of execution risks.
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ICICI Pru Nifty200 Quality 30 Index Fund(IDCW Payout)
Score 68/100 Decent
The fund is positioned well with quality stocks and consistent growth, making it a decent investment option.
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Kotak Nifty Top 10 Equal Weight Index Fund(IDCW)
Score 56/100 Decent
The fund shows decent potential with a diversified portfolio, but faces challenges in governance and execution risks.
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Kotak Nifty Top 10 Equal Weight Index Fund(IDCW Payout)
Score 70/100 Decent
The fund is well-positioned with a diversified portfolio of strong companies, making it a decent investment option.
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Business Overview

UTI Annual Interval Fund-I (IDCW) is a unique investment option designed for individuals seeking a blend of regular income and capital appreciation. This fund caters to conservative investors looking for a structured approach to wealth creation over a medium-term horizon. With a focus on debt and equity securities, it aims to provide stability and growth. Its interval nature allows investors to exit or invest at specific intervals, ensuring flexibility in managing their portfolio.

  • Designed for conservative investors
  • Offers a mix of debt and equity exposure
  • Provides regular income through dividends
  • Interval structure for flexible investment
  • Aims for capital appreciation over time
  • Managed by UTI, a trusted financial institution

Investment Thesis

UTI Annual Interval Fund-I (IDCW) stands out due to its strong promoter group, which enhances credibility and trust. The ongoing digital services growth presents a significant runway for expansion. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong backing from UTI's reputable promoter group ensures reliability.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation compared to industry peers enhances investment appeal.
  • Diversified portfolio provides risk mitigation and steady returns.
  • Proven track record of performance instills investor confidence.

Opportunity vs Risk

Opportunities
  • Stable income generation potential
  • Diversified investment across sectors
  • Tax benefits on long-term gains
  • Professional management expertise
  • Inflation hedge through equity exposure
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations risk
  • Liquidity constraints in certain conditions
  • Credit risk from underlying assets
  • Regulatory changes impacting performance

Peer Perspective

UTI Annual Interval Fund-I trades at a slight premium compared to peers like HDFC and ICICI, reflecting its strong historical performance; however, a sustained improvement in margin stability could trigger a positive rerating.
📊 Stock Investment Checklist (100 Points)
UTI Annual Interval Fund-I(IDCW) • Updated: 2025-10-01 15:45:46
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a clear competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are average, with OCF lagging behind net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is decent, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with significant execution risks.
  • 3
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The UTI Annual Interval Fund-I(IDCW) presents several risks with limited growth prospects and average profitability metrics, making it a risky investment at this time.