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PGIM India Retirement Fund(IDCW)

Ticker: mf17396
Decent 68/100

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I
ICICI Pru Nifty Pharma Index Fund(IDCW Payout)
Score 66/100 Decent
The fund is positioned in a growing sector with decent growth prospects, but faces challenges in profitability and valuation metrics.
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I
ICICI Pru Nifty Pharma Index Fund(IDCW)
Score 68/100 Decent
The fund is positioned well within the pharma sector, showing decent growth potential but with some risks involved.
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A
Aditya Birla SL US Treasury 1-3 year Bond ETFs FoF(IDCW Reinvest)
Score 40/100 Risky
The fund is a conservative investment with low growth potential, suitable for risk-averse investors.
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A
Aditya Birla SL US Treasury 1-3 year Bond ETFs FoF(IDCW)
Score 48/100 Decent
The fund shows moderate potential with stable returns but lacks strong growth catalysts.
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K
Kotak International REIT Overseas Equity Omni FOF(IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating a risky investment at this time.
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K
Kotak International REIT Overseas Equity Omni FOF(IDCW Payout)
Score 66/100 Decent
The fund shows potential for moderate growth, but investors should be cautious due to execution risks and valuation concerns.
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L
LIC MF Healthcare Fund(IDCW)
Score 68/100 Decent
The LIC MF Healthcare Fund shows decent potential with strong growth and profitability metrics, but some execution risks need to be monitored.
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P
PGIM India Corp Bond Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent stability but lacks strong growth drivers. Investors should be cautious.
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P
PGIM India Corp Bond Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and average profitability metrics.
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P
PGIM India Corp Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but is facing challenges in profitability and growth drivers.
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T
Tata Nifty Auto Index Fund(IDCW Payout)
Score 66/100 Decent
The Tata Nifty Auto Index Fund shows decent potential but faces challenges in profitability and valuation. Investors should be cautious and monitor market developments closely.
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T
Tata Nifty Auto Index Fund(IDCW)
Score 66/100 Decent
The Tata Nifty Auto Index Fund shows potential with a decent score, but investors should be cautious of market volatility and execution risks.
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L
LIC MF BSE Sensex Index Fund(IDCW)
Score 68/100 Decent
The LIC MF BSE Sensex Index Fund shows decent potential with a diversified portfolio and consistent growth, but investors should be cautious of valuation and governance aspects.
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3
360 ONE ELSS Tax Saver Nifty 50 Index Fund(IDCW)
Score 66/100 Decent
The fund shows a decent investment opportunity with stable growth and profitability metrics, though some risks remain due to market conditions.
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D
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund(IDCW)
Score 48/100 Risky
The fund offers stability but lacks significant growth potential, making it a risky investment for aggressive investors.
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S
SBI FMP-79-1130D(IDCW)
Score 48/100 Decent
The stock presents a decent investment opportunity but with notable risks and limited growth potential.
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Business Overview

The PGIM India Retirement Fund (IDCW) is designed to help individuals secure their financial future post-retirement. This fund is ideal for those looking to build a substantial corpus over time, ensuring a comfortable and stress-free retirement. With a focus on long-term wealth creation, it combines the benefits of equity and debt investments to provide a balanced approach. Investing in this fund allows you to take charge of your retirement planning with confidence.

  • Tailored for retirement planning
  • Balanced investment approach
  • Potential for long-term wealth creation
  • Managed by experienced professionals
  • Tax benefits under relevant sections

Opportunity vs Risk

Opportunities
  • Long-term wealth creation potential
  • Tax benefits on investments
  • Diversified asset allocation
  • Strong historical performance
  • Growing retirement savings awareness
Risks ⚠️
  • Market volatility impacts returns
  • Regulatory changes affecting funds
  • Inflation eroding purchasing power
  • Limited liquidity in certain scenarios
  • Management fees may reduce gains

Peer Perspective

PGIM India Retirement Fund (IDCW) trades at a slight premium compared to peers like HDFC Retirement Fund and ICICI Pru Retirement Fund. A sustained improvement in margin stability could trigger a positive rerating.
📊 Stock Investment Checklist (100 Points)
PGIM India Retirement Fund(IDCW) • Updated: 2025-10-01 15:22:36
  • 10
    Business
    High
    The retirement fund operates in a growing sector with increasing demand for retirement planning.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The PGIM India Retirement Fund shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.