Franklin India Overnight Fund(W-IDCW)

Ticker: mf16416
Decent 68/100

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Business Overview

This product is positioned to serve core customer needs with a focus on quality, reliability, and value. It targets mainstream buyers and solves everyday use-cases with a straightforward design.

  • Clear value proposition and use-case
  • Backed by credible brand and support
  • Balanced price–performance fit for its segment

Investment Thesis

Franklin India Overnight Fund stands out due to its strong promoter credibility, positioning it as a reliable investment choice. The fund is well-placed to capitalize on the growth of digital services, which is set to expand significantly. Additionally, its attractive valuation compared to peers makes it an appealing option for investors seeking stability and growth.

  • Strong backing from a reputable promoter group enhances trust and reliability.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation compared to peers offers a competitive edge.
  • Focus on overnight liquidity caters to investors seeking flexibility.
  • Consistent performance track record reinforces confidence in fund management.

Opportunity vs Risk

Opportunities
  • Stable returns in overnight investments
  • Low interest rate environment
  • High liquidity for quick access
  • Potential for capital preservation
Risks ⚠️
  • Interest rate fluctuations
  • Inflation impact on returns
  • Market volatility affecting liquidity
  • Regulatory changes in debt funds

Peer Perspective

Franklin India Overnight Fund (W-IDCW) trades at a slight premium compared to peers like HDFC Overnight Fund and ICICI Prudential Overnight Fund. A rerating could occur if it demonstrates consistent margin stability and improved liquidity management.
📊 Stock Investment Checklist (100 Points)
Franklin India Overnight Fund(W-IDCW) • Updated: 2025-10-01 02:45:21
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are satisfactory, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but slightly on the higher side.
  • 7
    Balance
    High
    Debt levels are manageable, with good liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth prospects, but caution is advised due to some risks in execution and profitability consistency.