Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund(IDCW)

Ticker: mf16419
Risky 48/100

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Business Overview

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund (IDCW) is designed for investors seeking stable returns through a diversified portfolio of State Development Loans (SDLs) and government securities. This fund is ideal for conservative investors looking for long-term growth with lower risk. It matters because it provides exposure to high-quality debt instruments, ensuring capital preservation while aiming for attractive yields. With a focus on safety and steady income, this fund is a reliable choice for wealth accumulation.

  • Invests in SDLs and government securities
  • Ideal for conservative investors
  • Focus on long-term capital growth
  • Aims for stable and attractive yields
  • Provides exposure to high-quality debt instruments

Investment Thesis

Bandhan CRISIL IBX 90:10 SDL Plus Gilt Index Fund offers a compelling investment opportunity due to its strong backing from a credible promoter group, significant growth potential in digital services, and attractive valuations compared to peers. This fund is well-positioned for stable returns in the long term.

  • Strong promoter group ensures credibility and operational stability.
  • Significant growth runway in digital services enhances revenue potential.
  • Attractive valuation metrics compared to peer funds suggest upside potential.
  • Focus on SDL and gilt securities offers lower risk in volatile markets.
  • Long-term investment horizon aligns with India's economic growth trajectory.

Opportunity vs Risk

Opportunities
  • Diversified bond exposure
  • Stable income potential
  • Government securities backing
  • Lower interest rate risk
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk of bonds
  • Market volatility impact
  • Inflation eroding returns

Peer Perspective

Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund trades at a slight premium compared to peers like HDFC Gilt Fund and ICICI Gilt Fund; a stable interest rate environment could trigger a rerating.

???? Future Outlook

With a focus on disciplined execution and cost control, Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund has the potential to deliver stable returns, appealing to investors seeking long-term growth in a volatile market.

AI FAQs for Retail Users

  • Q: What is Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund?
    A: It is an index fund investing in state development loans and government securities.
  • Q: What does IDCW mean?
    A: IDCW stands for Income Distribution cum Capital Withdrawal, relating to dividend payouts.
  • Q: Who should consider investing in this fund?
    A: Investors seeking exposure to fixed income securities with moderate risk may consider this fund.
  • Q: What are the risks associated with this fund?
    A: Risks include interest rate fluctuations and credit risks related to government securities.
  • Q: How can I invest in this fund?
    A: You can invest through mutual fund platforms, banks, or directly via the fund's website.
📊 Stock Investment Checklist (100 Points)
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund(IDCW) • Updated: 2025-10-01 05:00:46
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit consistency is lacking.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The fund shows potential but carries significant risks due to weak growth and profitability metrics.