NJ Balanced Advantage Fund
Ticker: mf12728
Decent
68/100
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Business Overview
The NJ Balanced Advantage Fund is a dynamic investment solution designed for investors seeking a balanced approach to equity and debt. Ideal for those looking to optimize returns while managing risk, this fund dynamically adjusts its allocation based on market conditions. It matters because it offers a blend of growth potential and stability, catering to both conservative and aggressive investors. With professional management and a focus on long-term wealth creation, this fund is a smart choice for anyone looking to enhance their portfolio.
- Dynamic asset allocation between equity and debt
- Ideal for risk-averse and aggressive investors
- Professional management for optimal returns
- Focus on long-term wealth creation
- Mitigates market volatility effectively
Investment Thesis
The NJ Balanced Advantage Fund stands out due to its credible promoter group, which enhances investor confidence. With a robust growth trajectory in digital services, the fund is well-positioned to capitalize on market trends. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors seeking long-term gains.
- Strong promoter credibility boosts investor trust.
- Significant growth potential in digital services.
- Attractive valuation compared to industry peers.
- Diversified investment approach reduces risk.
- Consistent performance track record enhances reliability.
Opportunity vs Risk
Opportunities
- Diversified investment approach
- Potential for steady returns
- Tax benefits on long-term gains
- Exposure to equity and debt markets
Risks ⚠️
- Market volatility impacts returns
- Interest rate fluctuations
- Management fees may reduce profits
- Economic downturns affect performance
Peer Perspective
NJ Balanced Advantage Fund currently trades at a slight premium compared to peers like HDFC Balanced Advantage Fund and ICICI Prudential Balanced Advantage Fund. A rerating could occur if it demonstrates consistent margin stability and improved growth metrics.
📊 Stock Investment Checklist (100 Points)
NJ Balanced Advantage Fund • Updated: 2025-09-29 15:09:51
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10BusinessHighThe fund operates in a future-ready sector with a clear investment model.
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10GrowthHighConsistent revenue and profit growth observed over the last few years.
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10ProfitabilityHighROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
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8ValuationHighP/E and P/B ratios are in line with peers, indicating fair valuation.
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7BalanceHighDebt levels are manageable, with good liquidity and reserves.
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6GovernanceGoodPromoter holding is strong, but some pledging exists.
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5DriversGoodGrowth catalysts are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The NJ Balanced Advantage Fund shows decent potential with a solid growth trajectory and manageable risks, but investors should remain cautious about execution risks and market conditions.