DSP Short Term Fund

Ticker: mf12735
Decent 68/100

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Business Overview

DSP Short Term Fund is an ideal investment option for those seeking stable returns with a moderate risk profile. Designed for investors looking to park their money for a short duration, this fund primarily invests in debt and money market instruments. It offers liquidity and aims to generate better returns than traditional savings accounts. With a focus on capital preservation, it is suitable for both conservative investors and those looking to diversify their portfolio.

  • Ideal for short-term investors
  • Focuses on debt and money market instruments
  • Aims for stable returns with moderate risk
  • Provides liquidity and capital preservation
  • Suitable for conservative and diversified portfolios

Investment Thesis

DSP Short Term Fund stands out due to its strong promoter credibility and robust track record in asset management. With the growing demand for digital financial services, this fund is well-positioned to capitalize on market trends. Its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking stability and growth.

  • Strong backing from a reputable promoter group enhances trust and reliability.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation offers a competitive edge over peer funds.
  • Proven track record in delivering consistent returns.
  • Focus on short-term investments mitigates risk while maximizing gains.

Opportunity vs Risk

Opportunities
  • Potential for high short-term returns
  • Diversification in fixed income portfolio
  • Low expense ratio
  • Access to professional management
Risks ⚠️
  • Interest rate fluctuations
  • Market volatility impact
  • Credit risk of underlying assets
  • Liquidity concerns in short term

Peer Perspective

DSP Short Term Fund trades at a slight premium compared to peers like HDFC Short Term Fund and ICICI Short Term Fund. A sustained improvement in margin stability could trigger a rerating in its valuation.
📊 Stock Investment Checklist (100 Points)
DSP Short Term Fund • Updated: 2025-09-29 15:20:15
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The DSP Short Term Fund shows decent potential but faces challenges in profitability and growth drivers. Caution is advised.


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