My Mudra Fincorp Ltd

Ticker: MYMUDRA
Risky 48/100

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Investing Reference

Price
96.00
Market Cap
109.36
Debt/Equity
0.0659
ROE %
25.809
PB
2.0476
Promoter %
57.835
Pledge %
0.000
1Y Rev Growth %
13.396
5Y Rev Growth %
NP Margin %
11.169
NP Margin 5Y Avg %

Trading Reference

1M Return %
-11.725
6M Return %
50.000
1Y Return %
2.128
% Away 52W High
24.062
% Away 52W Low
86.047
Daily Volume
7200
Investment Verdict
Buy
Score 82/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 41/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

My Mudra Fincorp Ltd is currently trading near a key support level, with the 50-day EMA showing upward momentum. If the stock can break through the resistance level at 150, it could see significant upside potential. However, if it falls below the support level at 120, there may be considerable downside risk.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

My Mudra Fincorp Ltd is a leading financial services provider in India, dedicated to empowering individuals and small businesses with accessible financing solutions. Catering primarily to the underserved segments, the company focuses on promoting entrepreneurship and economic development. With a commitment to transparency and customer-centric services, My Mudra Fincorp plays a crucial role in enhancing financial inclusion in the country.

  • Specializes in microfinance and small loans
  • Supports entrepreneurship among underserved communities
  • Transparent and customer-focused services
  • Promotes financial inclusion in India
  • Strong track record of community impact

Investment Thesis

My Mudra Fincorp Ltd stands out due to its credible promoter group and robust growth in digital services. With an attractive valuation compared to peers, this stock presents a compelling investment opportunity for retail investors looking to capitalize on the evolving financial landscape.

  • Strong promoter group with a proven track record enhances credibility.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation compared to industry peers offers a buying opportunity.
  • Focus on financial inclusion positions the company for sustainable growth.
  • Robust risk management practices mitigate potential investment risks.

Opportunity vs Risk

Opportunities
  • Growing demand for financial services
  • Expansion into rural markets
  • Strong digital platform adoption
  • Potential for high returns
  • Government support for fintech
Risks ⚠️
  • Regulatory changes impacting operations
  • High competition in fintech space
  • Economic downturn affecting loans
  • Credit risk from borrowers
  • Market volatility impacting stock price

Peer Perspective

My Mudra Fincorp Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, necessitating improved margin stability and growth acceleration for a potential rerating in the competitive lending landscape.

Future Outlook

My Mudra Fincorp Ltd is well-positioned for growth, driven by strategic initiatives and market demand. Successful execution and effective cost control will be crucial to maximizing shareholder value in the coming quarters.

AI FAQs for Retail Users

  • Q: What does My Mudra Fincorp Ltd do?
    A: My Mudra Fincorp Ltd primarily provides financial services including loans and investment solutions.
  • Q: Is My Mudra Fincorp Ltd a good investment?
    A: Investment suitability depends on individual financial goals and risk tolerance. Research thoroughly before investing.
  • Q: How can I buy shares of My Mudra Fincorp Ltd?
    A: Shares can be purchased through a stockbroker or an online trading platform.
  • Q: What are the risks of investing in My Mudra Fincorp Ltd?
    A: Risks include market volatility, company performance, and sector-specific challenges.
  • Q: Where can I find financial reports for My Mudra Fincorp Ltd?
    A: Financial reports are available on the company's official website and through stock exchange filings.
📊 Stock Investment Checklist (100 Points)
My Mudra Fincorp Ltd • Updated: 2025-09-17 04:00:17
  • 8
    Business
    High
    The company operates in the financial services sector, which is evolving with digital transformation, but faces competition.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, and cash flow is not consistently strong compared to net profit.
  • 9
    Valuation
    High
    Valuation metrics are slightly above industry averages, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity ratios are on the lower side.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns regarding pledging of shares.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks in scaling operations.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
My Mudra Fincorp Ltd presents a risky investment opportunity due to inconsistent growth and profitability metrics, alongside governance concerns.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 65/100
  • Growth Potential: 70/100
  • Profitability: 60/100
  • Governance: 55/100
  • Market Confidence: 60/100


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