Lakshmi Finance and Industrial Corp Ltd
Ticker: LFIC
Risky
48/100
☆ Add to Watchlist
Investing Reference
Price
201.08
Market Cap
60.32
Debt/Equity
0.0000
ROE %
6.189
PB
1.0250
Promoter %
47.003
Pledge %
0.000
1Y Rev Growth %
-48.220
5Y Rev Growth %
18.426
NP Margin %
46.304
NP Margin 5Y Avg %
52.326
Trading Reference
1M Return %
-3.219
6M Return %
19.243
1Y Return %
-26.196
% Away 52W High
42.381
% Away 52W Low
30.741
Daily Volume
3579
Investment Verdict
Buy
Score 82/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 37/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Lakshmi Finance and Industrial Corp Ltd is currently trading near a strong support level, with the 50-day EMA indicating bullish momentum. If the stock breaks above the recent resistance level, it could see significant upside. However, if it falls below the support, there could be a notable downside risk.
Upside Probability: 20% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
More Options
A
Archies Ltd
Archies Ltd presents several challenges, including inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
R
Relicab Cable Manufacturing Ltd
Relicab Cable Manufacturing Ltd shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
View details
G
Genesis IBRC India Ltd
The stock presents significant risks with limited growth prospects and weak financials.
View details
E
Ecoboard Industries Ltd
Ecoboard Industries Ltd presents several risks with limited growth prospects and profitability concerns, making it a risky investment at this time.
View details
O
Onix Solar Energy Ltd
Onix Solar Energy Ltd presents a risky investment due to inconsistent growth and profitability metrics, along with governance concerns.
View details
B
Bombay Metrics Supply Chain Ltd
The stock presents significant risks with inconsistent growth and profitability metrics, alongside valuation concerns.
View details
V
Vasundhara Rasayans Ltd
Vasundhara Rasayans Ltd shows potential in a growing sector, but faces challenges in profitability and valuation. Caution is advised.
View details
F
Flex Foods Ltd
Flex Foods Ltd shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
View details
A
AmpVolts Ltd
AmpVolts Ltd shows potential in a growing sector but faces challenges in profitability and valuation. Caution is advised.
View details
T
Trustedge Capital Ltd
Trustedge Capital Ltd shows potential but has several areas of concern that need addressing for a stronger outlook.
View details
G
Godavari Drugs Ltd
Godavari Drugs Ltd presents several risks with inconsistent growth and weak market sentiment, making it a risky investment at this time.
View details
U
Unison Metals Ltd
Unison Metals Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
S
Salasar Exteriors and Contour Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
A
Annvrridhhi Ventures Ltd
The stock presents several risks, including inconsistent growth and weak profitability metrics, making it a risky investment.
View details
P
Palred Technologies Ltd
Palred Technologies Ltd shows potential in a growing sector but faces significant risks and inconsistencies in financial performance.
View details
D
Deep Diamond India Ltd
Deep Diamond India Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
Business Overview
Lakshmi Finance and Industrial Corp Ltd is a well-established financial services provider in India, catering primarily to small and medium enterprises (SMEs) and individual investors. With a strong focus on fostering growth and development, the company offers a range of financial products and services tailored to meet diverse needs. Its commitment to customer satisfaction and financial empowerment makes it a trusted partner in achieving financial goals.
- Established player in the Indian financial services sector
- Focus on supporting SMEs and individual investors
- Wide range of tailored financial products
- Strong commitment to customer satisfaction
- Proven track record of fostering growth and development
Investment Thesis
Lakshmi Finance and Industrial Corp Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions the company well for sustained growth and value creation.
- Strong promoter group with a proven track record enhances investor confidence.
- Robust growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers suggest upside potential.
- Focus on innovation and technology adoption strengthens competitive positioning.
- Solid financial performance and strategic initiatives pave the way for future growth.
Opportunity vs Risk
Opportunities
- Strong growth in rural financing
- Expansion into new markets
- Diversification of financial products
- Increasing demand for microloans
Risks ⚠️
- High competition in finance sector
- Regulatory changes impacting operations
- Economic downturn affecting loan repayments
- Rising interest rates pressure margins
Peer Perspective
Lakshmi Finance trades at a discount compared to peers like Muthoot Finance and Manappuram Finance, primarily due to margin volatility. A sustained improvement in margins could trigger a rerating, aligning it more closely with its competitors.
Future Outlook
Lakshmi Finance and Industrial Corp Ltd is well-positioned for growth, provided it maintains strong execution and cost control. Continued focus on strategic initiatives could enhance shareholder value in the coming quarters.
AI FAQs for Retail Users
- Q: What does Lakshmi Finance and Industrial Corp Ltd do?A: The company provides financial services and engages in industrial activities across various sectors.
- Q: Is Lakshmi Finance and Industrial Corp Ltd a profitable company?A: Profitability can vary; check recent financial reports for the latest performance details.
- Q: What are the risks of investing in Lakshmi Finance and Industrial Corp Ltd?A: Investment risks include market volatility, sector performance, and company-specific challenges.
- Q: How can I buy shares of Lakshmi Finance and Industrial Corp Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: Where can I find more information about Lakshmi Finance and Industrial Corp Ltd?A: Visit the company's official website or review financial news and stock market analysis.
📊 Stock Investment Checklist (100 Points)
Lakshmi Finance and Industrial Corp Ltd • Updated: 2025-09-17 03:16:35
-
8BusinessHighThe company operates in a sector with moderate growth potential, but lacks a strong competitive moat.
-
10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
-
10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
-
9ValuationHighValuation metrics are slightly above peers, suggesting potential overvaluation.
-
6BalanceGoodThe debt-to-equity ratio is concerning, with limited liquidity.
-
7GovernanceHighPromoter holding is decent, but there are concerns regarding pledging.
-
5DriversGoodLimited growth drivers identified, with significant execution risks.
-
1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 68/100