Ladderup Finance Ltd

Ticker: LADDERUP
Decent 48/100

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Investing Reference

Price
50.00
Market Cap
53.01
Debt/Equity
0.2843
ROE %
1.742
PB
0.6514
Promoter %
68.915
Pledge %
0.000
1Y Rev Growth %
67.396
5Y Rev Growth %
-9.080
NP Margin %
6.632
NP Margin 5Y Avg %
-4.466

Trading Reference

1M Return %
-6.542
6M Return %
-4.159
1Y Return %
-36.637
% Away 52W High
64.000
% Away 52W Low
22.549
Daily Volume
655
Investment Verdict
Hold
Score 71/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 13/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Ladderup Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a potential upward trend if it breaks above recent resistance. Volume has been increasing, suggesting strong buying interest. Therefore, there is a moderate probability of price appreciation in the medium term.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Ladderup Finance Ltd is a leading financial services company in India, dedicated to empowering individuals and businesses with innovative financial solutions. Catering to a diverse clientele, it offers a range of services including investment advisory, wealth management, and corporate finance. With a commitment to transparency and customer-centricity, Ladderup aims to enhance financial literacy and investment confidence among its users. This makes it a trusted partner for both novice and seasoned investors looking to navigate the financial landscape effectively.

  • Leading financial services provider in India
  • Offers investment advisory and wealth management
  • Focuses on enhancing financial literacy
  • Customer-centric approach with transparent services
  • Empowers individuals and businesses for better financial decisions

Investment Thesis

Ladderup Finance Ltd presents a compelling investment opportunity, driven by a strong promoter group with a proven track record, significant growth potential in digital services, and attractive valuations compared to its peers. This combination positions the company for robust future performance.

  • Strong promoter group with extensive industry experience enhances credibility.
  • Robust growth trajectory in digital services aligns with market trends.
  • Attractive valuation metrics compared to industry peers, offering upside potential.
  • Strategic focus on innovation and customer-centric solutions boosts competitive edge.
  • Solid financial performance and governance practices instill investor confidence.

Opportunity vs Risk

Opportunities
  • Growing fintech sector in India
  • Strong customer acquisition strategy
  • Innovative product offerings
  • Partnerships with major banks
  • Rising demand for digital finance
Risks ⚠️
  • Regulatory changes affecting fintech
  • High competition in the market
  • Dependence on technology infrastructure
  • Market volatility impacting investments
  • Potential cybersecurity threats

Peer Perspective

Ladderup Finance Ltd trades at a discount to peers like IIFL Finance and Muthoot Finance, primarily due to lower growth rates; a focus on margin stability could trigger a rerating in the coming quarters.

Future Outlook

Ladderup Finance Ltd is well-positioned for growth, leveraging its innovative strategies and market opportunities. Continued focus on execution and cost control will be crucial to maximizing shareholder value in the coming quarters.
📊 Stock Investment Checklist (100 Points)
Ladderup Finance Ltd • Updated: 2025-09-17 14:31:21
  • 10
    Business
    High
    The sector shows potential but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profits.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, OCF is stable.
  • 8
    Valuation
    High
    Valuation metrics are higher than peers, indicating overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
Ladderup Finance Ltd presents a mixed outlook with some growth potential but significant risks and valuation concerns.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 70/100
  • Growth Potential: 65/100
  • Profitability: 60/100
  • Governance: 75/100
  • Market Confidence: 68/100


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