Kotak FMP-308-1125D(IDCW)

Ticker: mf17374
Risky 48/100

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Business Overview

Kotak FMP-308-1125D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for those looking to park their funds for a short to medium term while minimizing risk. With a focus on capital preservation and predictable income, it serves as a reliable choice for individuals aiming to achieve their financial goals without the volatility of equity markets.

  • Ideal for conservative investors
  • Offers stable returns over a fixed term
  • Minimizes investment risk
  • Focuses on capital preservation
  • Provides predictable income
  • Suitable for short to medium-term financial goals

Investment Thesis

Kotak FMP-308-1125D stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong backing from the reputable Kotak Mahindra Group enhances trust.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation metrics make it a cost-effective choice compared to competitors.
  • Consistent performance history supports investor confidence.
  • Focus on long-term growth strategies ensures sustainability.

Peer Perspective

Kotak FMP-308-1125D trades at a slight premium compared to peers like HDFC FMP and SBI FMP. A stable margin and consistent growth are essential for potential rerating in the current market environment.
📊 Stock Investment Checklist (100 Points)
Kotak FMP-308-1125D(IDCW) • Updated: 2025-10-01 06:27:48
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 9
    Profitability
    High
    ROE and ROCE are decent but not exceptional; cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth drivers identified; execution risks present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and inconsistent performance metrics, making it a risky investment at this time.