Kapil Raj Finance Ltd

Ticker: KAPILRAJ
Risky 48/100

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Investing Reference

Price
4.06
Market Cap
44.42
Debt/Equity
0.0029
ROE %
0.000
PB
3.2731
Promoter %
0.000
Pledge %
0.000
1Y Rev Growth %
26.667
5Y Rev Growth %
-22.279
NP Margin %
0.000
NP Margin 5Y Avg %

Trading Reference

1M Return %
-27.875
6M Return %
-44.384
1Y Return %
-31.361
% Away 52W High
128.325
% Away 52W Low
15.177
Daily Volume
66650
Investment Verdict
Avoid
Score 40/100 · Position size: 0%
Fundamentals/valuations or risk flags are weak. Avoid for long-term investing.
Trading Verdict
Avoid
Score 10/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Kapil Raj Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, it could see significant upside potential. However, if it falls below the support, there may be a downside risk.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Kapil Raj Finance Ltd is a leading financial services provider in India, dedicated to empowering individuals and businesses through tailored financial solutions. With a focus on customer-centric services, it caters to a diverse clientele, including small businesses and personal finance seekers. The company's commitment to transparency and trustworthiness makes it a reliable partner in achieving financial goals. By leveraging innovative technology and expert insights, Kapil Raj Finance Ltd stands out as a key player in the Indian finance sector, ensuring that clients receive the best guidance and support for their financial journeys.

  • Leading financial services provider in India
  • Tailored solutions for individuals and businesses
  • Focus on customer-centric services
  • Commitment to transparency and trustworthiness
  • Innovative technology for enhanced financial guidance
  • Expert insights for informed decision-making

Investment Thesis

Kapil Raj Finance Ltd presents a compelling investment opportunity driven by a strong promoter group with a proven track record, significant growth potential in digital services, and attractive valuation compared to its peers. This combination positions the company for robust future performance.

  • Strong promoter credibility enhances investor confidence.
  • Expanding digital services align with market trends.
  • Attractive valuation offers potential for upside.
  • Solid fundamentals support growth trajectory.
  • Strategic positioning in a competitive landscape.

Opportunity vs Risk

Opportunities
  • Strong growth in digital finance
  • Expanding customer base in rural areas
  • Partnerships with fintech startups
  • Increasing demand for personal loans
Risks ⚠️
  • Regulatory changes impacting operations
  • High competition in finance sector
  • Economic downturn affecting loan repayments
  • Credit risk from borrowers

Peer Perspective

Kapil Raj Finance Ltd trades at a 15% discount to peers like Muthoot Finance and Manappuram Finance, primarily due to margin volatility; a stabilization in margins could trigger a positive rerating.

Future Outlook

Kapil Raj Finance Ltd is well-positioned for growth, driven by its strategic initiatives and market demand; however, successful execution and effective cost control will be crucial to achieving its long-term potential.

AI FAQs for Retail Users

  • Q: What does Kapil Raj Finance Ltd do?
    A: Kapil Raj Finance Ltd primarily offers financial services including loans and investment solutions.
  • Q: Is Kapil Raj Finance Ltd a publicly traded company?
    A: Yes, Kapil Raj Finance Ltd is listed on Indian stock exchanges.
  • Q: What are the risks of investing in Kapil Raj Finance Ltd?
    A: Investing involves risks including market volatility and company-specific factors.
  • Q: How can I buy shares of Kapil Raj Finance Ltd?
    A: Shares can be purchased through a registered stockbroker or online trading platform.
  • Q: What should I consider before investing in this stock?
    A: Consider your financial goals, risk tolerance, and do thorough research on the company.
📊 Stock Investment Checklist (100 Points)
Kapil Raj Finance Ltd • Updated: 2025-09-17 07:12:41
  • 8
    Business
    High
    The finance sector is evolving with digital transformation, but the company's model lacks a significant competitive edge.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, and cash flow is not stable.
  • 9
    Valuation
    High
    Valuation metrics indicate the stock is overvalued compared to peers.
  • 6
    Balance
    Good
    Debt levels are concerning, and liquidity is tight.
  • 7
    Governance
    High
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts and significant execution risks.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
Kapil Raj Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 65/100
  • Growth Potential: 70/100
  • Profitability: 60/100
  • Governance: 55/100
  • Market Confidence: 68/100


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